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Paypercut

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

VS

Midtrans

Indonesian E-Commerce

Midtrans
Fees from
0.99%–2.69% vs 2.9% + IDR 2,500 per transaction
Features

3 shared

5 unique to Paypercut
Regions

0 shared

1 unique to Paypercut · 1 unique to Midtrans
Pay methods

6 shared

5 unique to Paypercut · 6 unique to Midtrans

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Show full specs
8 features · 17 payment methods · 2 regions. We don't rank these — they're here for reference.
Paypercut Paypercut
Midtrans Midtrans
Quick Facts
Fees
Standard transaction rate
0.99%–2.69%
2.9% + IDR 2,500 per transaction
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2025
2012
Headquarters
—
Jakarta, Indonesia
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Paypercut leads (8 vs 3)
Instant Sandbox
✓
✓
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
Midtrans leads (12 vs 11)
Amex Unique
—
✓
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Direct Debit Unique
—
✓
Google Pay
✓
✓
Jcb Unique
—
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Payment Link Unique
✓
—
Qr Code
✓
✓
Virtual Account Unique
—
✓
Visa
✓
✓
Regions
Europe Unique
✓
—
Southeast Asia Unique
—
✓

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Low Fees
Not available with Midtrans
Need Marketplace Support
Not available with Midtrans
Want coverage in Europe
Midtrans doesn't cover this region
View Paypercut

Midtrans is best when you...

Indonesian E-Commerce
Want coverage in Southeast Asia
Paypercut doesn't cover this region
View Midtrans

Frequently Asked Questions

What is the difference between Paypercut and Midtrans?
They share 6 payment methods and 0 regions. Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 2 more that Midtrans does not list; Midtrans adds Amex, Bank Transfer, Digital Wallet and 3 more that Paypercut does not list; Paypercut also covers Europe; Midtrans also covers Southeast Asia.
Which is cheaper, Paypercut or Midtrans?
Paypercut has published rates from 0.99%–2.69%; Midtrans has published rates from 2.9% + IDR 2,500 per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and Midtrans?
Paypercut lists 1 region and 11 payment methods; Midtrans lists 1 and 12. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and Midtrans compare on integration and settlement?
Midtrans offers a sandbox, Paypercut does not list one; Midtrans supports webhooks; Paypercut settles in 1–2 business days, Midtrans in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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