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Paypercut

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

VS

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

Narvi
Fees from
0.99%–2.69% vs Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Features

0 shared

8 unique to Paypercut
Regions

0 shared

1 unique to Paypercut
Pay methods

0 shared

11 unique to Paypercut · 4 unique to Narvi

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Show full specs
8 features · 15 payment methods · 1 regions. We don't rank these — they're here for reference.
Paypercut Paypercut
Narvi Narvi
Quick Facts
Fees
Standard transaction rate
0.99%–2.69%
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Settlement
Time to receive funds
1–2 business days
Instant to 24 business days
Founded
2025
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Paypercut leads (8 vs 0)
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paypercut leads (11 vs 4)
Apple Pay Unique
✓
—
Bitcoin Unique
—
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Payment Link Unique
✓
—
Qr Code Unique
✓
—
Sepa Unique
—
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Visa Unique
✓
—
Regions
Paypercut leads (1 vs 0)
Europe Unique
✓
—

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Narvi
Need Low Fees
Not available with Narvi
Want coverage in Europe
Narvi doesn't cover this region
View Paypercut

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Frequently Asked Questions

What is the difference between Paypercut and Narvi?
They share 0 payment methods and 0 regions. Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 8 more that Narvi does not list; Narvi adds Bitcoin, SEPA, SWIFT and 1 more that Paypercut does not list; Paypercut also covers Europe; only Paypercut offers Instant Sandbox, Low Fees and 6 more.
Which is cheaper, Paypercut or Narvi?
Paypercut has published rates from 0.99%–2.69%; Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and Narvi?
Paypercut lists 1 region and 11 payment methods; Narvi lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and Narvi compare on integration and settlement?
Paypercut settles in 1–2 business days, Narvi in Instant to 24 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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