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Paypercut

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

VS

Onafriq

Cross-border African mobile money transfers

Onafriq
Fees from
0.99%–2.69% vs 0.5-2% depending on service
Features

0 shared

8 unique to Paypercut
Regions

0 shared

1 unique to Paypercut · 1 unique to Onafriq
Pay methods

0 shared

11 unique to Paypercut · 2 unique to Onafriq
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
8 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
Paypercut Paypercut
Onafriq Onafriq
Quick Facts
Fees
Standard transaction rate
0.99%–2.69%
0.5-2% depending on service
Settlement
Time to receive funds
1–2 business days
—
Founded
2025
2013
Headquarters
—
Lagos, Nigeria
Sandbox / Test Mode
—
—
Webhook Support
—
✓
Features
Paypercut leads (8 vs 0)
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paypercut leads (11 vs 2)
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Google Pay Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Mobile Money Unique
—
✓
Payment Link Unique
✓
—
Qr Code Unique
✓
—
Visa Unique
✓
—
Regions
Africa Unique
—
✓
Europe Unique
✓
—

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Onafriq
Need Low Fees
Not available with Onafriq
Want coverage in Europe
Onafriq doesn't cover this region
View Paypercut

Onafriq is best when you...

Cross-border African mobile money transfers
Want coverage in Africa
Paypercut doesn't cover this region
View Onafriq

Frequently Asked Questions

What is the difference between Paypercut and Onafriq?
They share 0 payment methods and 0 regions. Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 8 more that Onafriq does not list; Onafriq adds Bank Transfer, Mobile Money that Paypercut does not list; Paypercut also covers Europe; Onafriq also covers Africa.
Which is cheaper, Paypercut or Onafriq?
Paypercut has published rates from 0.99%–2.69%; Onafriq has published rates from 0.5-2% depending on service. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and Onafriq?
Paypercut lists 1 region and 11 payment methods; Onafriq lists 1 and 2. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and Onafriq compare on integration and settlement?
Onafriq supports webhooks; Paypercut publishes a settlement time of 1–2 business days.

Are you Paypercut or Onafriq?

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