Paypercut

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

VS

Pagsmile

LATAM Cross-Border Payments

Pagsmile
Fees from
0.99%–2.69% vs From 3.5% per transaction
Features

0 shared

8 unique to Paypercut · 1 unique to Pagsmile
Regions

0 shared

1 unique to Paypercut · 1 unique to Pagsmile
Pay methods

2 shared

9 unique to Paypercut · 5 unique to Pagsmile
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
9 features · 16 payment methods · 2 regions. We don't rank these — they're here for reference.
Paypercut Paypercut
Pagsmile Pagsmile
Quick Facts
Fees
Standard transaction rate
0.99%–2.69%
From 3.5% per transaction
Settlement
Time to receive funds
1–2 business days
2–5 business days
Founded
2025
2018
Headquarters
—
Hong Kong
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Paypercut leads (8 vs 1)
Enterprise Unique
—
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paypercut leads (11 vs 7)
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Boleto Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Google Pay Unique
✓
—
Maestro Unique
✓
—
Mastercard Unique
✓
—
Oxxo Unique
—
✓
Payment Link Unique
✓
—
Pix Unique
—
✓
Qr Code Unique
✓
—
Visa Unique
✓
—
Regions
Europe Unique
✓
—
Latin America Unique
—
✓

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with Pagsmile
Need Low Fees
Not available with Pagsmile
Want coverage in Europe
Pagsmile doesn't cover this region
View Paypercut

Pagsmile is best when you...

LATAM Cross-Border Payments
Need Enterprise
Not available with Paypercut
Want coverage in Latin America
Paypercut doesn't cover this region
View Pagsmile

Frequently Asked Questions

What is the difference between Paypercut and Pagsmile?
They share 2 payment methods and 0 regions. Paypercut adds Apple Pay, BLIK, Buy Now Pay Later and 6 more that Pagsmile does not list; Pagsmile adds Bank Transfer, Boleto, Digital Wallet and 2 more that Paypercut does not list; Paypercut also covers Europe; Pagsmile also covers Latin America.
Which is cheaper, Paypercut or Pagsmile?
Paypercut has published rates from 0.99%–2.69%; Pagsmile has published rates from From 3.5% per transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and Pagsmile?
Paypercut lists 1 region and 11 payment methods; Pagsmile lists 1 and 7. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and Pagsmile compare on integration and settlement?
Pagsmile offers a sandbox, Paypercut does not list one; Pagsmile supports webhooks; Paypercut settles in 1–2 business days, Pagsmile in 2–5 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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