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Paypercut

Paypercut

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.

VS

PayFast

South African Market

PayFast
Fees from
0.99%–2.69% vs 3.2%
Features

1 shared

7 unique to Paypercut · 1 unique to PayFast
Regions

0 shared

1 unique to Paypercut · 1 unique to PayFast
Pay methods

8 shared

3 unique to Paypercut · 4 unique to PayFast

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Show full specs
9 features · 15 payment methods · 2 regions. We don't rank these — they're here for reference.
Paypercut Paypercut
PayFast PayFast
Quick Facts
Fees
Standard transaction rate
0.99%–2.69%
3.2%
Settlement
Time to receive funds
1–2 business days
2–3 business days
Founded
2025
1999
Headquarters
—
Cape Town, South Africa
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Paypercut leads (8 vs 2)
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
✓
—
Marketplace Support Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Billing Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
PayFast leads (12 vs 11)
Apple Pay
✓
✓
Blik Unique
✓
—
Bnpl
✓
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Eft Unique
—
✓
Google Pay
✓
✓
Maestro Unique
✓
—
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Payment Link Unique
✓
—
Qr Code
✓
✓
Samsung Pay Unique
—
✓
Visa
✓
✓
Regions
Africa Unique
—
✓
Europe Unique
✓
—

Paypercut is best when you...

Small and growing businesses in Europe looking for affordable, flexible online payments and a single integration to scale across markets.
Need Instant Sandbox
Not available with PayFast
Need Low Fees
Not available with PayFast
Want coverage in Europe
PayFast doesn't cover this region
View Paypercut

PayFast is best when you...

South African Market
Need Instant Payout
Not available with Paypercut
Want coverage in Africa
Paypercut doesn't cover this region
View PayFast

Frequently Asked Questions

What is the difference between Paypercut and PayFast?
They share 8 payment methods and 0 regions. Paypercut adds BLIK, Maestro, Payment Link that PayFast does not list; PayFast adds Contactless, EFT, Mobile Payment and 1 more that Paypercut does not list; Paypercut also covers Europe; PayFast also covers Africa.
Which is cheaper, Paypercut or PayFast?
Paypercut has published rates from 0.99%–2.69%; PayFast has published rates from 3.2%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paypercut and PayFast?
Paypercut lists 1 region and 11 payment methods; PayFast lists 1 and 12. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paypercut and PayFast compare on integration and settlement?
PayFast offers a sandbox, Paypercut does not list one; PayFast supports webhooks; Paypercut settles in 1–2 business days, PayFast in 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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