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Paysend

Paysend

Global Money Transfers

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 0.5% per transfer vs Custom
Features

0 shared

3 unique to Paysend · 5 unique to A-Pay
Regions

5 shared

1 unique to Paysend · 1 unique to A-Pay
Pay methods

5 shared

2 unique to Paysend · 14 unique to A-Pay
On region

Both cover 6 regions. Verify directly with each provider before signing.

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Show full specs
8 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
Paysend Paysend
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 0.5% per transfer
Custom
Settlement
Time to receive funds
Instant to 2 business days
1–2 business days
Founded
2017
2021
Headquarters
London, United Kingdom
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money
✓
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America
✓
✓
Middle East
✓
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

Paysend is best when you...

Global Money Transfers
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
Want coverage in North America
A-Pay doesn't cover this region
View Paysend

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Paysend
Need High Risk Accepted
Not available with Paysend
Want coverage in Southeast Asia
Paysend doesn't cover this region
View A-Pay

Frequently Asked Questions

What is the difference between Paysend and A-Pay?
They share 5 payment methods and 5 regions. Paysend adds Debit Card, Mobile Wallet that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 11 more that Paysend does not list; Paysend also covers North America; A-Pay also covers Southeast Asia.
Which is cheaper, Paysend or A-Pay?
Paysend has published rates from From 0.5% per transfer; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paysend and A-Pay?
Paysend lists 6 regions and 7 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 2 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paysend and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Paysend settles in Instant to 2 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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