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Payset

Payset

SMBs and growing companies, such as travel, events, import/export and holding businesses, that need multi-currency business accounts and cross-border payments.

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
Free signup and 35-currency holding; local receive/send (EUR/USD/GBP) from £2; international up to 0.4-0.5% (min £10-18); CHAPS from £14-15; FX markup 0.9% down to 0.09% by 90-day volume; unlimited users free vs Custom
Features

0 shared

5 unique to A-Pay
Regions

0 shared

6 unique to A-Pay
Pay methods

3 shared

7 unique to Payset · 16 unique to A-Pay
On region

A-Pay covers 6 regions; Payset covers 0. Verify directly with each provider before signing.

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Show full specs
5 features · 26 payment methods · 6 regions. We don't rank these — they're here for reference.
Payset Payset
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
Free signup and 35-currency holding; local receive/send (EUR/USD/GBP) from £2; international up to 0.4-0.5% (min £10-18); CHAPS from £14-15; FX markup 0.9% down to 0.09% by 90-day volume; unlimited users free
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
2021
Headquarters
—
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
A-Pay leads (5 vs 0)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 10)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Chaps Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Eft Unique
✓
—
Faster Payments Unique
✓
—
Fedwire Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa
✓
✓
Sepa Instant Unique
✓
—
Sofort Unique
—
✓
Swift Unique
✓
—
Upi Unique
—
✓
Virtual Account Unique
✓
—
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Payset is best when you...

SMBs and growing companies, such as travel, events, import/export and holding businesses, that need multi-currency business accounts and cross-border payments.
View Payset

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Payset
Need High Risk Accepted
Not available with Payset
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
Payset doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Payset and A-Pay?
They share 3 payment methods and 0 regions. Payset adds CHAPS, EFT, Faster Payments and 4 more that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 13 more that Payset does not list; A-Pay also covers Africa, Asia and 4 more; only A-Pay offers Crypto Support, High Risk Accepted and 3 more.
Which is cheaper, Payset or A-Pay?
Payset has published rates from Free signup and 35-currency holding; local receive/send (EUR/USD/GBP) from £2; international up to 0.4-0.5% (min £10-18); CHAPS from £14-15; FX markup 0.9% down to 0.09% by 90-day volume; unlimited users free; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payset and A-Pay?
Payset lists 0 regions and 10 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payset and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, Payset does not list one; A-Pay supports webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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