Payset

Payset

SMBs and growing companies, such as travel, events, import/export and holding businesses, that need multi-currency business accounts and cross-border payments.

VS

Ecospend

UK Open Banking Payments

Ecospend
Fees from
Free signup and 35-currency holding; local receive/send (EUR/USD/GBP) from £2; international up to 0.4-0.5% (min £10-18); CHAPS from £14-15; FX markup 0.9% down to 0.09% by 90-day volume; unlimited users free vs Per-transaction
Features

0 shared

2 unique to Ecospend
Regions

0 shared

1 unique to Ecospend
Pay methods

1 shared

9 unique to Payset
On region

Ecospend covers 1 regions; Payset covers 0. Verify directly with each provider before signing.

2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
2 features · 10 payment methods · 1 regions. We don't rank these — they're here for reference.
Payset Payset
Ecospend Ecospend
Quick Facts
Fees
Standard transaction rate
Free signup and 35-currency holding; local receive/send (EUR/USD/GBP) from £2; international up to 0.4-0.5% (min £10-18); CHAPS from £14-15; FX markup 0.9% down to 0.09% by 90-day volume; unlimited users free
Per-transaction
Settlement
Time to receive funds
—
—
Founded
—
2017
Headquarters
—
London, UK
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Ecospend leads (2 vs 0)
Enterprise Unique
—
✓
Low Fees Unique
—
✓
Payment Methods
Payset leads (10 vs 1)
Ach Unique
✓
—
Bank Transfer
✓
✓
Chaps Unique
✓
—
Eft Unique
✓
—
Faster Payments Unique
✓
—
Fedwire Unique
✓
—
Sepa Unique
✓
—
Sepa Instant Unique
✓
—
Swift Unique
✓
—
Virtual Account Unique
✓
—
Regions
Ecospend leads (1 vs 0)
Europe Unique
—
✓

Payset is best when you...

SMBs and growing companies, such as travel, events, import/export and holding businesses, that need multi-currency business accounts and cross-border payments.
View Payset

Ecospend is best when you...

UK Open Banking Payments
Need Enterprise
Not available with Payset
Need Low Fees
Not available with Payset
Want coverage in Europe
Payset doesn't cover this region
View Ecospend

Frequently Asked Questions

What is the difference between Payset and Ecospend?
They share 1 payment method and 0 regions. Payset adds ACH, CHAPS, EFT and 6 more that Ecospend does not list; Ecospend also covers Europe; only Ecospend offers Enterprise, Low Fees.
Which is cheaper, Payset or Ecospend?
Payset has published rates from Free signup and 35-currency holding; local receive/send (EUR/USD/GBP) from £2; international up to 0.4-0.5% (min £10-18); CHAPS from £14-15; FX markup 0.9% down to 0.09% by 90-day volume; unlimited users free; Ecospend has published rates from Per-transaction. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payset and Ecospend?
Payset lists 0 regions and 10 payment methods; Ecospend lists 1 and 1. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payset and Ecospend compare on integration and settlement?
Ecospend offers a sandbox, Payset does not list one; Ecospend supports webhooks.

Are you Payset or Ecospend?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →