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PaySimple

PaySimple

Service Business Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.49% per transaction vs Custom
Features

2 shared

3 unique to A-Pay
Regions

0 shared

1 unique to PaySimple · 6 unique to A-Pay
Pay methods

2 shared

2 unique to PaySimple · 17 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 15 more than PaySimple. Verify directly with each provider before signing.

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Show full specs
5 features · 21 payment methods · 7 regions. We don't rank these — they're here for reference.
PaySimple PaySimple
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.49% per transaction
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2006
2021
Headquarters
Denver, Colorado
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments
✓
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 4)
Ach
✓
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Echeck Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa Unique
—
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
✓
—
Southeast Asia Unique
—
✓

PaySimple is best when you...

Service Business Payments
Want coverage in North America
A-Pay doesn't cover this region
View PaySimple

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PaySimple
Need High Risk Accepted
Not available with PaySimple
Want coverage in Africa, Asia, Europe, Latin America, Middle East, Southeast Asia
PaySimple doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between PaySimple and A-Pay?
They share 2 payment methods and 0 regions. PaySimple adds Debit Card, eCheck that A-Pay does not list; A-Pay adds Alipay, Amex, Apple Pay and 14 more that PaySimple does not list; PaySimple also covers North America; A-Pay also covers Africa, Asia and 4 more.
Which is cheaper, PaySimple or A-Pay?
PaySimple has published rates from 2.49% per transaction; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PaySimple and A-Pay?
PaySimple lists 1 region and 4 payment methods; A-Pay lists 6 and 19. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PaySimple and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; PaySimple settles in 1–2 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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