Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

License Watch MCP Partnership Claim Listing

Resources

Blog About Contact
Log in Join free
Paystack

Paystack

Nigerian Market

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
1.95% (local), 3.9% (international) vs Custom
Features

2 shared

2 unique to Paystack · 3 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

5 shared

7 unique to Paystack · 13 unique to A-Pay
On region

A-Pay covers 6 regions; Paystack covers 1. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
7 features · 25 payment methods · 6 regions. We don't rank these — they're here for reference.
Paystack Paystack
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
Custom
Settlement
Time to receive funds
1–7 business days
1–2 business days
Founded
2015
2021
Headquarters
Lagos, Nigeria
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 4)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (18 vs 12)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card Unique
✓
—
Eft Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money
✓
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Pos Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Paystack is best when you...

Nigerian Market
Need Enterprise
Not available with A-Pay
Need Instant Payout
Not available with A-Pay
View Paystack

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Paystack
Need High Risk Accepted
Not available with Paystack
Want coverage in Asia, Europe, Latin America, Middle East, Southeast Asia
Paystack doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Paystack and A-Pay?
Paystack is best for Nigerian Market, while A-Pay is best for Global Multi-Currency Payment Gateway. Paystack charges 1.95% (local), 3.9% (international) and A-Pay charges custom pricing. They differ in supported features, regions, and payment methods.
Which is cheaper, Paystack or A-Pay?
Paystack charges 1.95% (local), 3.9% (international) while A-Pay charges custom pricing. However, the best value depends on your transaction volume, business type, and required features.
Can I use both Paystack and A-Pay together?
Yes, many businesses use multiple payment providers for redundancy, regional coverage, or to offer more payment methods. Paystack and A-Pay can complement each other.
How do Paystack and A-Pay differ in their focus?
Paystack is focused on Nigerian Market, while A-Pay focuses on Global Multi-Currency Payment Gateway. They serve different market segments with different strengths.

Are you Paystack or A-Pay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →

PaymentProviders.io

The open directory of payment providers, gateways and processors. Helping merchants find, platforms integrate, and providers grow.

© 2026 EJ Tech AB · Arboga, Sweden · Org.nr 559470-0154

PaymentProviders.io is operated by EJ Tech AB and is not affiliated with or endorsed by any listed provider; third-party logos and trademarks belong to their respective owners.

Disclaimer: provider information is compiled from public sources and automated research, and only listings marked as claimed are maintained by the provider itself. We work hard to keep this data complete, accurate and useful, but we cannot verify every detail and accept no liability for errors or omissions. Always confirm terms directly with the provider. Spotted something wrong? Tell us — providers can claim their listing.