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Paystack

Paystack

Nigerian Market

VS

AsiaPay

Pan-Asian payments

AsiaPay
Fees from
1.95% (local), 3.9% (international) vs 2-3%
Features

1 shared

3 unique to Paystack · 2 unique to AsiaPay
Regions

0 shared

1 unique to Paystack · 3 unique to AsiaPay
Pay methods

6 shared

6 unique to Paystack · 20 unique to AsiaPay
On licensing

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Show full specs
6 features · 32 payment methods · 4 regions. We don't rank these — they're here for reference.
Paystack Paystack
AsiaPay AsiaPay
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
2-3%
Settlement
Time to receive funds
1–7 business days
2–5 business days
Founded
2015
2000
Headquarters
Lagos, Nigeria
Hong Kong
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystack leads (4 vs 3)
Crypto Support Unique
—
✓
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
AsiaPay leads (26 vs 12)
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Bnpl Unique
—
✓
Credit Card Unique
✓
—
Crypto Unique
—
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eft Unique
✓
—
Faster Payments Unique
—
✓
Fpx Unique
—
✓
Gcash Unique
—
✓
Google Pay Unique
—
✓
Grabpay Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Wallet
✓
✓
Paynow Unique
—
✓
Pos Unique
✓
—
Promptpay Unique
—
✓
Qr Code Unique
—
✓
Rupay Unique
—
✓
Unionpay Unique
—
✓
Upi Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
AsiaPay leads (3 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Paystack is best when you...

Nigerian Market
Need Instant Payout
Not available with AsiaPay
Need Instant Sandbox
Not available with AsiaPay
Want coverage in Africa
AsiaPay doesn't cover this region
View Paystack

AsiaPay is best when you...

Pan-Asian payments
Need Crypto Support
Not available with Paystack
Need Recurring Payments
Not available with Paystack
Want coverage in Asia, Oceania, Southeast Asia
Paystack doesn't cover these regions
View AsiaPay

Frequently Asked Questions

What is the difference between Paystack and AsiaPay?
They share 6 payment methods and 0 regions. Paystack adds Credit Card, EFT, Mobile Money and 3 more that AsiaPay does not list; AsiaPay adds Alipay, Amex, Buy Now Pay Later and 17 more that Paystack does not list; Paystack also covers Africa; AsiaPay also covers Asia, Oceania and 1 more.
Which is cheaper, Paystack or AsiaPay?
Paystack has published rates from 1.95% (local), 3.9% (international); AsiaPay has published rates from 2-3%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and AsiaPay?
Paystack lists 1 region and 12 payment methods; AsiaPay lists 3 and 26. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and AsiaPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Paystack settles in 1–7 business days, AsiaPay in 2–5 business days.

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