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Paystack

Paystack

Nigerian Market

VS

dLocal

Emerging Markets

dLocal
Fees from
1.95% (local), 3.9% (international) vs 3-7% all-inclusive
Features

2 shared

2 unique to Paystack
Regions

1 shared

3 unique to dLocal
Pay methods

3 shared

9 unique to Paystack · 7 unique to dLocal
On region

dLocal covers 4 regions; Paystack covers 1. Verify directly with each provider before signing.

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Show full specs
4 features · 19 payment methods · 4 regions. We don't rank these — they're here for reference.
Paystack Paystack
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
3-7% all-inclusive
Settlement
Time to receive funds
1–7 business days
2–7 business days
Founded
2015
2016
Headquarters
Lagos, Nigeria
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystack leads (4 vs 2)
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paystack leads (12 vs 10)
Amex Unique
—
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Eft Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pos Unique
✓
—
Pse Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Paystack is best when you...

Nigerian Market
Need Instant Sandbox
Not available with dLocal
Need Startup Friendly
Not available with dLocal
View Paystack

dLocal is best when you...

Emerging Markets
Want coverage in Asia, Latin America, Middle East
Paystack doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Paystack and dLocal?
They share 3 payment methods and 1 region. Paystack adds Apple Pay, Credit Card, Debit Card and 6 more that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that Paystack does not list; dLocal also covers Asia, Latin America and 1 more; only Paystack offers Instant Sandbox, Startup Friendly.
Which is cheaper, Paystack or dLocal?
Paystack has published rates from 1.95% (local), 3.9% (international); dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and dLocal?
Paystack lists 1 region and 12 payment methods; dLocal lists 4 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; Paystack settles in 1–7 business days, dLocal in 2–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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