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Paystack

Paystack

Nigerian Market

VS

Global Payments

International commerce

Global Payments
Fees from
1.95% (local), 3.9% (international) vs Custom
Features

1 shared

3 unique to Paystack
Regions

0 shared

1 unique to Paystack · 4 unique to Global Payments
Pay methods

3 shared

9 unique to Paystack · 5 unique to Global Payments
On licensing

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Show full specs
4 features · 17 payment methods · 5 regions. We don't rank these — they're here for reference.
Paystack Paystack
Global Payments Global Payments
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
Custom
Settlement
Time to receive funds
1–7 business days
1–3 business days
Founded
2015
2001
Headquarters
Lagos, Nigeria
Atlanta, Georgia, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystack leads (4 vs 1)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paystack leads (12 vs 8)
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eft Unique
✓
—
Google Pay Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Pos Unique
✓
—
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Regions
Global Payments leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓

Paystack is best when you...

Nigerian Market
Need Instant Payout
Not available with Global Payments
Need Instant Sandbox
Not available with Global Payments
Want coverage in Africa
Global Payments doesn't cover this region
View Paystack

Global Payments is best when you...

International commerce
Want coverage in Asia, Europe, Latin America, North America
Paystack doesn't cover these regions
View Global Payments

Frequently Asked Questions

What is the difference between Paystack and Global Payments?
They share 3 payment methods and 0 regions. Paystack adds Bank Transfer, Credit Card, Debit Card and 6 more that Global Payments does not list; Global Payments adds Amex, Diners Club, Discover and 2 more that Paystack does not list; Paystack also covers Africa; Global Payments also covers Asia, Europe and 2 more.
Which is cheaper, Paystack or Global Payments?
Paystack has published rates from 1.95% (local), 3.9% (international); Global Payments has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and Global Payments?
Paystack lists 1 region and 12 payment methods; Global Payments lists 4 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and Global Payments compare on integration and settlement?
both offer a sandbox; both support webhooks; Paystack settles in 1–7 business days, Global Payments in 1–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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