Paystack

Paystack

Nigerian Market

VS

GrabPay

Southeast Asian Super-app

GrabPay
Fees from
1.95% (local), 3.9% (international) vs 1% per transaction plus 7% GST (approx. 1.07% effective rate)
Features

3 shared

1 unique to Paystack
Regions

0 shared

1 unique to Paystack · 2 unique to GrabPay
Pay methods

5 shared

7 unique to Paystack · 5 unique to GrabPay

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Show full specs
4 features · 17 payment methods · 3 regions. We don't rank these — they're here for reference.
Paystack Paystack
GrabPay GrabPay
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
1% per transaction plus 7% GST (approx. 1.07% effective rate)
Settlement
Time to receive funds
1–7 business days
7 business days
Founded
2015
2012
Headquarters
Lagos, Nigeria
Singapore
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystack leads (4 vs 3)
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Startup Friendly
✓
✓
Payment Methods
Paystack leads (12 vs 10)
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Digital Wallet Unique
—
✓
Eft Unique
✓
—
Grabpay Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Paynow Unique
—
✓
Pos Unique
✓
—
Qr Code Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Regions
GrabPay leads (2 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Southeast Asia Unique
—
✓

Paystack is best when you...

Nigerian Market
Need Instant Sandbox
Not available with GrabPay
Want coverage in Africa
GrabPay doesn't cover this region
View Paystack

GrabPay is best when you...

Southeast Asian Super-app
Want coverage in Asia, Southeast Asia
Paystack doesn't cover these regions
View GrabPay

Frequently Asked Questions

What is the difference between Paystack and GrabPay?
They share 5 payment methods and 0 regions. Paystack adds Apple Pay, EFT, Mobile Money and 4 more that GrabPay does not list; GrabPay adds Buy Now Pay Later, Digital Wallet, GrabPay and 2 more that Paystack does not list; Paystack also covers Africa; GrabPay also covers Asia, Southeast Asia.
Which is cheaper, Paystack or GrabPay?
Paystack has published rates from 1.95% (local), 3.9% (international); GrabPay has published rates from 1% per transaction plus 7% GST (approx. 1.07% effective rate). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and GrabPay?
Paystack lists 1 region and 12 payment methods; GrabPay lists 2 and 10. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and GrabPay compare on integration and settlement?
both offer a sandbox; both support webhooks; Paystack settles in 1–7 business days, GrabPay in 7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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