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Paystack

Paystack

Nigerian Market

VS

Ingenico

Global payments

Ingenico
Fees from
1.95% (local), 3.9% (international) vs Custom
Features

1 shared

3 unique to Paystack · 1 unique to Ingenico
Regions

0 shared

1 unique to Paystack · 4 unique to Ingenico
Pay methods

5 shared

7 unique to Paystack · 18 unique to Ingenico
On licensing

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Show full specs
5 features · 30 payment methods · 5 regions. We don't rank these — they're here for reference.
Paystack Paystack
Ingenico Ingenico
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
Custom
Settlement
Time to receive funds
1–7 business days
2–3 business days
Founded
2015
1984
Headquarters
Lagos, Nigeria
Paris, France
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystack leads (4 vs 2)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Ingenico leads (23 vs 12)
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
✓
—
Bnpl Unique
—
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eft Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Nfc Unique
—
✓
Paypal Unique
—
✓
Pos Unique
✓
—
Qr Code Unique
—
✓
Samsung Pay Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Ingenico leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓

Paystack is best when you...

Nigerian Market
Need Instant Payout
Not available with Ingenico
Need Instant Sandbox
Not available with Ingenico
Want coverage in Africa
Ingenico doesn't cover this region
View Paystack

Ingenico is best when you...

Global payments
Need Recurring Payments
Not available with Paystack
Want coverage in Asia, Europe, Latin America, North America
Paystack doesn't cover these regions
View Ingenico

Frequently Asked Questions

What is the difference between Paystack and Ingenico?
They share 5 payment methods and 0 regions. Paystack adds Bank Transfer, EFT, Mobile Money and 4 more that Ingenico does not list; Ingenico adds Afterpay, Alipay, Amex and 15 more that Paystack does not list; Paystack also covers Africa; Ingenico also covers Asia, Europe and 2 more.
Which is cheaper, Paystack or Ingenico?
Paystack has published rates from 1.95% (local), 3.9% (international); Ingenico has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and Ingenico?
Paystack lists 1 region and 12 payment methods; Ingenico lists 4 and 23. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and Ingenico compare on integration and settlement?
both offer a sandbox; both support webhooks; Paystack settles in 1–7 business days, Ingenico in 2–3 business days.

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