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Paystack

Paystack

Nigerian Market

VS

Juspay

Payment Orchestration

Juspay
Fees from
1.95% (local), 3.9% (international) vs Custom
Features

2 shared

2 unique to Paystack · 1 unique to Juspay
Regions

1 shared

9 unique to Juspay
Pay methods

4 shared

8 unique to Paystack · 7 unique to Juspay

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Show full specs
5 features · 19 payment methods · 10 regions. We don't rank these — they're here for reference.
Paystack Paystack
Juspay Juspay
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
Custom
Settlement
Time to receive funds
1–7 business days
—
Founded
2015
2012
Headquarters
Lagos, Nigeria
Bengaluru, India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystack leads (4 vs 3)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Paystack leads (12 vs 11)
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Bnpl Unique
—
✓
Credit Card Unique
✓
—
Debit Card
✓
✓
Eft Unique
✓
—
Grabpay Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Paynow Unique
—
✓
Pix Unique
—
✓
Pos Unique
✓
—
Upi Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Regions
Juspay leads (10 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Global Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
South America Unique
—
✓
Southeast Asia Unique
—
✓

Paystack is best when you...

Nigerian Market
Need Instant Payout
Not available with Juspay
Need Startup Friendly
Not available with Juspay
View Paystack

Juspay is best when you...

Payment Orchestration
Need Recurring Payments
Not available with Paystack
Want coverage in Asia, Europe, Global, Latin America, Middle East, North America, Oceania, South America, Southeast Asia
Paystack doesn't cover these regions
View Juspay

Frequently Asked Questions

What is the difference between Paystack and Juspay?
They share 4 payment methods and 1 region. Paystack adds Apple Pay, Credit Card, EFT and 5 more that Juspay does not list; Juspay adds Alipay, Amex, Buy Now Pay Later and 4 more that Paystack does not list; Juspay also covers Asia, Europe and 7 more; only Paystack offers Instant Payout, Startup Friendly.
Which is cheaper, Paystack or Juspay?
Paystack has published rates from 1.95% (local), 3.9% (international); Juspay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and Juspay?
Paystack lists 1 region and 12 payment methods; Juspay lists 10 and 11. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and Juspay compare on integration and settlement?
both offer a sandbox; both support webhooks; Paystack publishes a settlement time of 1–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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