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Paystack

Paystack

Nigerian Market

VS

Klasha

Businesses that want to collect payments from customers in African markets in local currencies and methods (cards, mobile money, M-Pesa, USSD, bank transfer), or pay suppliers in Asia and abroad from African currencies.

Klasha
Fees from
1.95% (local), 3.9% (international) vs Klasha Pay / Payment Links: 2.9% for NGN; 2.9% for KES; 4.0% for ZAR. Klasha Wire (fees based on transaction volume): $1,000 - 2.75%; $5,000 - 2.27%; $10,000 - 2.21%; $20,000 - 2.18%; $50,000 - 2.16%. Zero set-up fees. Fees are only charged per transaction made.
Features

0 shared

4 unique to Paystack
Regions

0 shared

1 unique to Paystack
Pay methods

6 shared

6 unique to Paystack · 5 unique to Klasha
On settlement

Paystack settles in 1–7 business days; Klasha settles in Your money is automatically settled in your Klasha wallet. To request payouts in your bank account, it takes T+1 for Nigerian merchants and T+3 for merchants in other African countries and international merchants. Verify directly with each provider before signing.

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4 features · 17 payment methods · 1 regions. We don't rank these — they're here for reference.
Paystack Paystack
Klasha Klasha
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
Klasha Pay / Payment Links: 2.9% for NGN; 2.9% for KES; 4.0% for ZAR. Klasha Wire (fees based on transaction volume): $1,000 - 2.75%; $5,000 - 2.27%; $10,000 - 2.21%; $20,000 - 2.18%; $50,000 - 2.16%. Zero set-up fees. Fees are only charged per transaction made.
Settlement
Time to receive funds
1–7 business days
Your money is automatically settled in your Klasha wallet. To request payouts in your bank account, it takes T+1 for Nigerian merchants and T+3 for merchants in other African countries and international merchants
Founded
2015
—
Headquarters
Lagos, Nigeria
—
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Paystack leads (4 vs 0)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paystack leads (12 vs 11)
Alipay Unique
—
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Eft Unique
✓
—
M Pesa Unique
—
✓
Mastercard
✓
✓
Mobile Money
✓
✓
Mobile Wallet Unique
✓
—
Payment Link Unique
—
✓
Pos Unique
✓
—
Unionpay Unique
—
✓
Ussd
✓
✓
Verve
✓
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Paystack leads (1 vs 0)
Africa Unique
✓
—

Paystack is best when you...

Nigerian Market
Need Enterprise
Not available with Klasha
Need Instant Payout
Not available with Klasha
Want coverage in Africa
Klasha doesn't cover this region
View Paystack

Klasha is best when you...

Businesses that want to collect payments from customers in African markets in local currencies and methods (cards, mobile money, M-Pesa, USSD, bank transfer), or pay suppliers in Asia and abroad from African currencies.
View Klasha

Frequently Asked Questions

What is the difference between Paystack and Klasha?
They share 6 payment methods and 0 regions. Paystack adds Apple Pay, Credit Card, Debit Card and 3 more that Klasha does not list; Klasha adds Alipay, M-Pesa, Payment Link and 2 more that Paystack does not list; Paystack also covers Africa; only Paystack offers Enterprise, Instant Payout and 2 more.
Which is cheaper, Paystack or Klasha?
Paystack has published rates from 1.95% (local), 3.9% (international); Klasha has published rates from Klasha Pay / Payment Links: 2.9% for NGN; 2.9% for KES; 4.0% for ZAR. Klasha Wire (fees based on transaction volume): $1,000 - 2.75%; $5,000 - 2.27%; $10,000 - 2.21%; $20,000 - 2.18%; $50,000 - 2.16%. Zero set-up fees. Fees are only charged per transaction made.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and Klasha?
Paystack lists 1 region and 12 payment methods; Klasha lists 0 and 11. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and Klasha compare on integration and settlement?
Paystack offers a sandbox, Klasha does not list one; Paystack supports webhooks; Paystack settles in 1–7 business days, Klasha in Your money is automatically settled in your Klasha wallet. To request payouts in your bank account, it takes T+1 for Nigerian merchants and T+3 for merchants in other African countries and international merchants.

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