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Paystack

Paystack

Nigerian Market

VS

Nexi

European Enterprise Payments

Nexi
Fees from
1.95% (local), 3.9% (international) vs Custom
Features

1 shared

3 unique to Paystack
Regions

0 shared

1 unique to Paystack · 1 unique to Nexi
Pay methods

3 shared

9 unique to Paystack · 12 unique to Nexi
On settlement

Paystack settles in 1–7 business days; Nexi settles in 1–2 business days. Verify directly with each provider before signing.

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Show full specs
4 features · 24 payment methods · 2 regions. We don't rank these — they're here for reference.
Paystack Paystack
Nexi Nexi
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
Custom
Settlement
Time to receive funds
1–7 business days
1–2 business days
Founded
2015
2017
Headquarters
Lagos, Nigeria
Milan, Italy
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystack leads (4 vs 1)
Enterprise
✓
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Nexi leads (15 vs 12)
Alipay Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Blik Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Eft Unique
✓
—
Giropay Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard Unique
✓
—
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pos Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa Unique
✓
—
Wechat Pay Unique
—
✓
Regions
Africa Unique
✓
—
Europe Unique
—
✓

Paystack is best when you...

Nigerian Market
Need Instant Payout
Not available with Nexi
Need Instant Sandbox
Not available with Nexi
Want coverage in Africa
Nexi doesn't cover this region
View Paystack

Nexi is best when you...

European Enterprise Payments
Want coverage in Europe
Paystack doesn't cover this region
View Nexi

Frequently Asked Questions

What is the difference between Paystack and Nexi?
They share 3 payment methods and 0 regions. Paystack adds Bank Transfer, EFT, Mastercard and 6 more that Nexi does not list; Nexi adds Alipay, Bancontact, BLIK and 9 more that Paystack does not list; Paystack also covers Africa; Nexi also covers Europe.
Which is cheaper, Paystack or Nexi?
Paystack has published rates from 1.95% (local), 3.9% (international); Nexi has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and Nexi?
Paystack lists 1 region and 12 payment methods; Nexi lists 1 and 15. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and Nexi compare on integration and settlement?
both offer a sandbox; both support webhooks; Paystack settles in 1–7 business days, Nexi in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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