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Paystack

Paystack

Nigerian Market

VS

Paymentwall

Gaming & digital

Paymentwall
Fees from
1.95% (local), 3.9% (international) vs Transaction-based (volume discounts)
Features

0 shared

4 unique to Paystack · 1 unique to Paymentwall
Regions

1 shared

4 unique to Paymentwall
Pay methods

3 shared

9 unique to Paystack · 7 unique to Paymentwall
On fees

Paystack publishes 1.95% (local), 3.9% (international) from. Paymentwall publishes Transaction-based (volume discounts) from. Verify directly with each provider before signing.

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Show full specs
5 features · 19 payment methods · 5 regions. We don't rank these — they're here for reference.
Paystack Paystack
Paymentwall Paymentwall
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
Transaction-based (volume discounts)
Settlement
Time to receive funds
1–7 business days
3–7 business days
Founded
2015
2010
Headquarters
Lagos, Nigeria
San Francisco, United States
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystack leads (4 vs 1)
Enterprise Unique
✓
—
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Virtual Items Unique
—
✓
Payment Methods
Paystack leads (12 vs 10)
Amex Unique
—
✓
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eft Unique
✓
—
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Pos Unique
✓
—
Prepaid Card Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Regions
Paymentwall leads (5 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓

Paystack is best when you...

Nigerian Market
Need Enterprise
Not available with Paymentwall
Need Instant Payout
Not available with Paymentwall
View Paystack

Paymentwall is best when you...

Gaming & digital
Need Virtual Items
Not available with Paystack
Want coverage in Asia, Europe, Latin America, North America
Paystack doesn't cover these regions
View Paymentwall

Frequently Asked Questions

What is the difference between Paystack and Paymentwall?
They share 3 payment methods and 1 region. Paystack adds Apple Pay, Credit Card, Debit Card and 6 more that Paymentwall does not list; Paymentwall adds Amex, Cash, Digital Wallet and 4 more that Paystack does not list; Paymentwall also covers Asia, Europe and 2 more; only Paystack offers Enterprise, Instant Payout and 2 more.
Which is cheaper, Paystack or Paymentwall?
Paystack has published rates from 1.95% (local), 3.9% (international); Paymentwall has published rates from Transaction-based (volume discounts). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and Paymentwall?
Paystack lists 1 region and 12 payment methods; Paymentwall lists 5 and 10. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and Paymentwall compare on integration and settlement?
both offer a sandbox; both support webhooks; Paystack settles in 1–7 business days, Paymentwall in 3–7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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