Paystack

Paystack

Nigerian Market

VS

Paysafe

Digital wallets

Paysafe
Fees from
1.95% (local), 3.9% (international) vs Custom
Features

1 shared

3 unique to Paystack · 2 unique to Paysafe
Regions

0 shared

1 unique to Paystack · 4 unique to Paysafe
Pay methods

4 shared

8 unique to Paystack · 13 unique to Paysafe
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
6 features · 25 payment methods · 5 regions. We don't rank these — they're here for reference.
Paystack Paystack
Paysafe Paysafe
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
Custom
Settlement
Time to receive funds
1–7 business days
2–3 business days
Founded
2015
1996
Headquarters
Lagos, Nigeria
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystack leads (4 vs 3)
Crypto Support Unique
—
✓
Enterprise
✓
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paysafe leads (17 vs 12)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Eft Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
✓
—
Mobile Wallet Unique
✓
—
Open Banking Unique
—
✓
Pos Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Regions
Paysafe leads (4 vs 1)
Africa Unique
✓
—
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓

Paystack is best when you...

Nigerian Market
Need Instant Payout
Not available with Paysafe
Need Instant Sandbox
Not available with Paysafe
Want coverage in Africa
Paysafe doesn't cover this region
View Paystack

Paysafe is best when you...

Digital wallets
Need Crypto Support
Not available with Paystack
Need High Risk Accepted
Not available with Paystack
Want coverage in Asia, Europe, Latin America, North America
Paystack doesn't cover these regions
View Paysafe

Frequently Asked Questions

What is the difference between Paystack and Paysafe?
They share 4 payment methods and 0 regions. Paystack adds Credit Card, Debit Card, EFT and 5 more that Paysafe does not list; Paysafe adds ACH, Amex, Digital Wallet and 10 more that Paystack does not list; Paystack also covers Africa; Paysafe also covers Asia, Europe and 2 more.
Which is cheaper, Paystack or Paysafe?
Paystack has published rates from 1.95% (local), 3.9% (international); Paysafe has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and Paysafe?
Paystack lists 1 region and 12 payment methods; Paysafe lists 4 and 17. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and Paysafe compare on integration and settlement?
both offer a sandbox; both support webhooks; Paystack settles in 1–7 business days, Paysafe in 2–3 business days.

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