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Paystack

Paystack

Nigerian Market

VS

Paysend

Global Money Transfers

Paysend
Fees from
1.95% (local), 3.9% (international) vs From 0.5% per transfer
Features

2 shared

2 unique to Paystack · 1 unique to Paysend
Regions

1 shared

5 unique to Paysend
Pay methods

7 shared

5 unique to Paystack
On settlement

Paystack settles in 1–7 business days; Paysend settles in Instant to 2 business days. Verify directly with each provider before signing.

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Show full specs
5 features · 12 payment methods · 6 regions. We don't rank these — they're here for reference.
Paystack Paystack
Paysend Paysend
Quick Facts
Fees
Standard transaction rate
1.95% (local), 3.9% (international)
From 0.5% per transfer
Settlement
Time to receive funds
1–7 business days
Instant to 2 business days
Founded
2015
2017
Headquarters
Lagos, Nigeria
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paystack leads (4 vs 3)
Enterprise
✓
✓
Instant Payout
✓
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Paystack leads (12 vs 7)
Apple Pay Unique
✓
—
Bank Transfer
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Eft Unique
✓
—
Mastercard
✓
✓
Mobile Money
✓
✓
Mobile Wallet
✓
✓
Pos Unique
✓
—
Ussd Unique
✓
—
Verve Unique
✓
—
Visa
✓
✓
Regions
Paysend leads (6 vs 1)
Africa
✓
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓

Paystack is best when you...

Nigerian Market
Need Instant Sandbox
Not available with Paysend
Need Startup Friendly
Not available with Paysend
View Paystack

Paysend is best when you...

Global Money Transfers
Need Low Fees
Not available with Paystack
Want coverage in Asia, Europe, Latin America, Middle East, North America
Paystack doesn't cover these regions
View Paysend

Frequently Asked Questions

What is the difference between Paystack and Paysend?
They share 7 payment methods and 1 region. Paystack adds Apple Pay, EFT, POS and 2 more that Paysend does not list; Paysend also covers Asia, Europe and 3 more; only Paystack offers Instant Sandbox, Startup Friendly; only Paysend offers Low Fees.
Which is cheaper, Paystack or Paysend?
Paystack has published rates from 1.95% (local), 3.9% (international); Paysend has published rates from From 0.5% per transfer. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystack and Paysend?
Paystack lists 1 region and 12 payment methods; Paysend lists 6 and 7. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystack and Paysend compare on integration and settlement?
both offer a sandbox; both support webhooks; Paystack settles in 1–7 business days, Paysend in Instant to 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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