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Paystation

Paystation

NZ e-commerce

VS

Nium

B2B cross-border payments and card issuance

Nium
Fees from
2.25% + NZ$0.30 vs 0.5-1.5% for cross-border B2B transfers
Features

0 shared

1 unique to Paystation · 1 unique to Nium
Regions

1 shared

7 unique to Nium
Pay methods

0 shared

3 unique to Paystation · 4 unique to Nium
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
2 features · 7 payment methods · 8 regions. We don't rank these — they're here for reference.
Paystation Paystation
Nium Nium
Quick Facts
Fees
Standard transaction rate
2.25% + NZ$0.30
0.5-1.5% for cross-border B2B transfers
Settlement
Time to receive funds
2–3 business days
—
Founded
1998
2014
Headquarters
Auckland, New Zealand
Singapore
Sandbox / Test Mode
✓
—
Webhook Support
✓
—
Features
Crypto Support Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Nium leads (4 vs 3)
Amex Unique
✓
—
Bank Transfer Unique
—
✓
Credit Card Unique
—
✓
Digital Wallet Unique
—
✓
Mastercard Unique
✓
—
Stablecoin Unique
—
✓
Visa Unique
✓
—
Regions
Nium leads (8 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania
✓
✓
Southeast Asia Unique
—
✓

Paystation is best when you...

NZ e-commerce
Need Startup Friendly
Not available with Nium
View Paystation

Nium is best when you...

B2B cross-border payments and card issuance
Need Crypto Support
Not available with Paystation
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Southeast Asia
Paystation doesn't cover these regions
View Nium

Frequently Asked Questions

What is the difference between Paystation and Nium?
They share 0 payment methods and 1 region. Paystation adds Amex, Mastercard, Visa that Nium does not list; Nium adds Bank Transfer, Credit Card, Digital Wallet and 1 more that Paystation does not list; Nium also covers Africa, Asia and 5 more; only Paystation offers Startup Friendly.
Which is cheaper, Paystation or Nium?
Paystation has published rates from 2.25% + NZ$0.30; Nium has published rates from 0.5-1.5% for cross-border B2B transfers. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paystation and Nium?
Paystation lists 1 region and 3 payment methods; Nium lists 8 and 4. both cover Oceania. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paystation and Nium compare on integration and settlement?
Paystation offers a sandbox, Nium does not list one; Paystation supports webhooks; Paystation publishes a settlement time of 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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