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PAYSTRAX

PAYSTRAX

Verified

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
— vs Custom
Features

2 shared

3 unique to PAYSTRAX · 3 unique to A-Pay
Regions

1 shared

1 unique to PAYSTRAX · 5 unique to A-Pay
Pay methods

5 shared

1 unique to PAYSTRAX · 14 unique to A-Pay
On settlement

PAYSTRAX settles in 2–3 business days; A-Pay settles in 1–2 business days. Verify directly with each provider before signing.

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8 features · 20 payment methods · 7 regions. We don't rank these — they're here for reference.
PAYSTRAX PAYSTRAX
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
2018
2021
Headquarters
St Julian's, Malta
India
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted
✓
✓
Instant Sandbox Unique
—
✓
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 6)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Pos Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Global Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need Enterprise
Not available with A-Pay
Need Mobile Payments
Not available with A-Pay
Want coverage in Global
A-Pay doesn't cover this region
View PAYSTRAX

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PAYSTRAX
Need Instant Sandbox
Not available with PAYSTRAX
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
PAYSTRAX doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between PAYSTRAX and A-Pay?
They share 5 payment methods and 1 region. PAYSTRAX adds POS that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 11 more that PAYSTRAX does not list; PAYSTRAX also covers Global; A-Pay also covers Africa, Asia and 3 more.
Which is cheaper, PAYSTRAX or A-Pay?
PAYSTRAX has no published rate; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAYSTRAX and A-Pay?
PAYSTRAX lists 2 regions and 6 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAYSTRAX and A-Pay compare on integration and settlement?
A-Pay offers a sandbox, PAYSTRAX does not list one; A-Pay supports webhooks; PAYSTRAX settles in 2–3 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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