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PAYSTRAX

PAYSTRAX

Verified

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
— vs Interchange + + $0.3
Features

2 shared

3 unique to PAYSTRAX · 1 unique to Adyen
Regions

1 shared

1 unique to PAYSTRAX · 7 unique to Adyen
Pay methods

5 shared

2 unique to PAYSTRAX · 32 unique to Adyen
On licensing

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Show full specs
6 features · 39 payment methods · 9 regions. We don't rank these — they're here for reference.
PAYSTRAX PAYSTRAX
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
—
Interchange + + $0.3
Settlement
Time to receive funds
2–3 business days
1–3 business days
Founded
2018
2006
Headquarters
St Julian's, Malta
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
PAYSTRAX leads (5 vs 3)
Enterprise
✓
✓
High Risk Accepted Unique
✓
—
Instant Payout Unique
—
✓
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments
✓
✓
Payment Methods
Adyen leads (37 vs 7)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik Unique
—
✓
Boleto Unique
—
✓
Click To Pay Unique
✓
—
Credit Card
✓
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Pos Unique
✓
—
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Global Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need High Risk Accepted
Not available with Adyen
Need Mobile Payments
Not available with Adyen
Want coverage in Global
Adyen doesn't cover this region
View PAYSTRAX

Adyen is best when you...

Platforms & Marketplaces
Need Instant Payout
Not available with PAYSTRAX
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
PAYSTRAX doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between PAYSTRAX and Adyen?
They share 5 payment methods and 1 region. PAYSTRAX adds Click to Pay, POS that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 29 more that PAYSTRAX does not list; PAYSTRAX also covers Global; Adyen also covers Africa, Asia and 5 more.
Which is cheaper, PAYSTRAX or Adyen?
PAYSTRAX has no published rate; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAYSTRAX and Adyen?
PAYSTRAX lists 2 regions and 7 payment methods; Adyen lists 8 and 37. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAYSTRAX and Adyen compare on integration and settlement?
Adyen offers a sandbox, PAYSTRAX does not list one; Adyen supports webhooks; PAYSTRAX settles in 2–3 business days, Adyen in 1–3 business days.

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