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PAYSTRAX

PAYSTRAX

Verified

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

VS

Afrex

African businesses, fintechs and institutions that need stablecoin (USDT/USDC) on/off-ramps, OTC liquidity or cross-border settlement between African and global markets.

Afrex
Fees from
— vs Afrex offers competitive transaction fees starting from 0.5%, significantly lower than traditional banking methods.
Features

0 shared

5 unique to PAYSTRAX
Regions

0 shared

2 unique to PAYSTRAX
Pay methods

4 shared

3 unique to PAYSTRAX · 5 unique to Afrex
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 12 payment methods · 2 regions. We don't rank these — they're here for reference.
PAYSTRAX PAYSTRAX
Afrex Afrex
Quick Facts
Fees
Standard transaction rate
—
Afrex offers competitive transaction fees starting from 0.5%, significantly lower than traditional banking methods.
Settlement
Time to receive funds
2–3 business days
Near-instant
Founded
2018
—
Headquarters
St Julian's, Malta
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
PAYSTRAX leads (5 vs 0)
Enterprise Unique
✓
—
High Risk Accepted Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
Afrex leads (9 vs 7)
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Click To Pay Unique
✓
—
Credit Card Unique
✓
—
Google Pay
✓
✓
M Pesa Unique
—
✓
Mastercard
✓
✓
Pos Unique
✓
—
Sepa Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Visa
✓
✓
Regions
PAYSTRAX leads (2 vs 0)
Europe Unique
✓
—
Global Unique
✓
—

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need Enterprise
Not available with Afrex
Need High Risk Accepted
Not available with Afrex
Want coverage in Europe, Global
Afrex doesn't cover these regions
View PAYSTRAX

Afrex is best when you...

African businesses, fintechs and institutions that need stablecoin (USDT/USDC) on/off-ramps, OTC liquidity or cross-border settlement between African and global markets.
View Afrex

Frequently Asked Questions

What is the difference between PAYSTRAX and Afrex?
They share 4 payment methods and 0 regions. PAYSTRAX adds Click to Pay, Credit Card, POS that Afrex does not list; Afrex adds Bank Transfer, M-Pesa, SEPA and 2 more that PAYSTRAX does not list; PAYSTRAX also covers Europe, Global; only PAYSTRAX offers Enterprise, High Risk Accepted and 3 more.
Which is cheaper, PAYSTRAX or Afrex?
PAYSTRAX has no published rate; Afrex has published rates from Afrex offers competitive transaction fees starting from 0.5%, significantly lower than traditional banking methods.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAYSTRAX and Afrex?
PAYSTRAX lists 2 regions and 7 payment methods; Afrex lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAYSTRAX and Afrex compare on integration and settlement?
PAYSTRAX settles in 2–3 business days, Afrex in Near-instant.

Are you PAYSTRAX or Afrex?

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