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PAYSTRAX

PAYSTRAX

Verified

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

VS

Cashflows

Retailers, financial services, insurance, veterinary and dental businesses that want card acceptance online, by phone and in person from a single acquirer.

C
Fees from
— vs —
Features

0 shared

5 unique to PAYSTRAX
Regions

0 shared

2 unique to PAYSTRAX
Pay methods

7 shared

9 unique to Cashflows
On settlement

PAYSTRAX settles in 2–3 business days; Cashflows settles in Get access to your funds within hours. Verify directly with each provider before signing.

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Show full specs
5 features · 16 payment methods · 2 regions. We don't rank these — they're here for reference.
PAYSTRAX PAYSTRAX
Cashflows
Quick Facts
Fees
Standard transaction rate
—
—
Settlement
Time to receive funds
2–3 business days
Get access to your funds within hours
Founded
2018
—
Headquarters
St Julian's, Malta
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
PAYSTRAX leads (5 vs 0)
Enterprise Unique
✓
—
High Risk Accepted Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
Cashflows leads (16 vs 7)
Amex Unique
—
✓
Apple Pay
✓
✓
Click To Pay
✓
✓
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Payment Link Unique
—
✓
Paypal Unique
—
✓
Pos
✓
✓
Samsung Pay Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
PAYSTRAX leads (2 vs 0)
Europe Unique
✓
—
Global Unique
✓
—

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need Enterprise
Not available with Cashflows
Need High Risk Accepted
Not available with Cashflows
Want coverage in Europe, Global
Cashflows doesn't cover these regions
View PAYSTRAX

Cashflows is best when you...

Retailers, financial services, insurance, veterinary and dental businesses that want card acceptance online, by phone and in person from a single acquirer.
View Cashflows

Frequently Asked Questions

What is the difference between PAYSTRAX and Cashflows?
They share 7 payment methods and 0 regions. Cashflows adds Amex, Contactless, Debit Card and 6 more that PAYSTRAX does not list; PAYSTRAX also covers Europe, Global; only PAYSTRAX offers Enterprise, High Risk Accepted and 3 more.
Which is cheaper, PAYSTRAX or Cashflows?
PAYSTRAX has no published rate; Cashflows has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAYSTRAX and Cashflows?
PAYSTRAX lists 2 regions and 7 payment methods; Cashflows lists 0 and 16. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAYSTRAX and Cashflows compare on integration and settlement?
PAYSTRAX settles in 2–3 business days, Cashflows in Get access to your funds within hours.

Are you PAYSTRAX or Cashflows?

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