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PAYSTRAX

PAYSTRAX

Verified

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

VS

DECTA

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe

DECTA
Fees from
— vs —
Features

2 shared

3 unique to PAYSTRAX
Regions

1 shared

1 unique to PAYSTRAX · 7 unique to DECTA
Pay methods

4 shared

2 unique to PAYSTRAX · 8 unique to DECTA
On fees

Not enough published data on fees for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 14 payment methods · 9 regions. We don't rank these — they're here for reference.
PAYSTRAX PAYSTRAX
DECTA DECTA
Quick Facts
Fees
Standard transaction rate
—
—
Settlement
Time to receive funds
2–3 business days
Next business day
Founded
2018
2015
Headquarters
St Julian's, Malta
London, GB
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
PAYSTRAX leads (5 vs 2)
Enterprise
✓
✓
High Risk Accepted Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments
✓
✓
Payment Methods
DECTA leads (12 vs 6)
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card Unique
✓
—
Google Pay
✓
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Open Banking Unique
—
✓
Paypal Unique
—
✓
Pos Unique
✓
—
Samsung Pay Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Regions
DECTA leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Global Unique
✓
—
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need High Risk Accepted
Not available with DECTA
Need Mobile Payments
Not available with DECTA
Want coverage in Global
DECTA doesn't cover this region
View PAYSTRAX

DECTA is best when you...

Fintechs, banks and ISVs needing EMI-licensed white-label acquiring and issuer processing in Europe
Want coverage in Africa, Asia, Latin America, Middle East, North America, Oceania, Southeast Asia
PAYSTRAX doesn't cover these regions
View DECTA

Frequently Asked Questions

What is the difference between PAYSTRAX and DECTA?
They share 4 payment methods and 1 region. PAYSTRAX adds Credit Card, POS that DECTA does not list; DECTA adds Alipay, Amex, Bank Transfer and 5 more that PAYSTRAX does not list; PAYSTRAX also covers Global; DECTA also covers Africa, Asia and 5 more.
Which is cheaper, PAYSTRAX or DECTA?
PAYSTRAX has no published rate; DECTA has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAYSTRAX and DECTA?
PAYSTRAX lists 2 regions and 6 payment methods; DECTA lists 8 and 12. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAYSTRAX and DECTA compare on integration and settlement?
PAYSTRAX settles in 2–3 business days, DECTA in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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