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PAYSTRAX

PAYSTRAX

Verified

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

VS

Fibonatix

Card-not-present merchants in the UK and EEA, including higher-risk sectors such as CBD, forex, prop trading, online dating, adult physical goods and prize competitions.

Fibonatix
Fees from
— vs —
Features

0 shared

5 unique to PAYSTRAX
Regions

0 shared

2 unique to PAYSTRAX
Pay methods

3 shared

4 unique to PAYSTRAX · 1 unique to Fibonatix
On settlement

Not enough published data on settlement speed for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 8 payment methods · 2 regions. We don't rank these — they're here for reference.
PAYSTRAX PAYSTRAX
Fibonatix Fibonatix
Quick Facts
Fees
Standard transaction rate
—
—
Settlement
Time to receive funds
2–3 business days
—
Founded
2018
—
Headquarters
St Julian's, Malta
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
PAYSTRAX leads (5 vs 0)
Enterprise Unique
✓
—
High Risk Accepted Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
PAYSTRAX leads (7 vs 4)
Apple Pay Unique
✓
—
Click To Pay Unique
✓
—
Credit Card
✓
✓
Debit Card Unique
—
✓
Google Pay Unique
✓
—
Mastercard
✓
✓
Pos Unique
✓
—
Visa
✓
✓
Regions
PAYSTRAX leads (2 vs 0)
Europe Unique
✓
—
Global Unique
✓
—

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need Enterprise
Not available with Fibonatix
Need High Risk Accepted
Not available with Fibonatix
Want coverage in Europe, Global
Fibonatix doesn't cover these regions
View PAYSTRAX

Fibonatix is best when you...

Card-not-present merchants in the UK and EEA, including higher-risk sectors such as CBD, forex, prop trading, online dating, adult physical goods and prize competitions.
View Fibonatix

Frequently Asked Questions

What is the difference between PAYSTRAX and Fibonatix?
They share 3 payment methods and 0 regions. PAYSTRAX adds Apple Pay, Click to Pay, Google Pay and 1 more that Fibonatix does not list; Fibonatix adds Debit Card that PAYSTRAX does not list; PAYSTRAX also covers Europe, Global; only PAYSTRAX offers Enterprise, High Risk Accepted and 3 more.
Which is cheaper, PAYSTRAX or Fibonatix?
PAYSTRAX has no published rate; Fibonatix has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAYSTRAX and Fibonatix?
PAYSTRAX lists 2 regions and 7 payment methods; Fibonatix lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAYSTRAX and Fibonatix compare on integration and settlement?
PAYSTRAX publishes a settlement time of 2–3 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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