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PAYSTRAX

PAYSTRAX

Verified

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

VS

Fipto

PSPs, crypto brokers and enterprises that want to send, receive and convert EUR, USD and stablecoin payments under a European PI and MiCA CASP licence.

Fipto
Fees from
— vs Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information)
Features

0 shared

5 unique to PAYSTRAX
Regions

0 shared

2 unique to PAYSTRAX
Pay methods

0 shared

7 unique to PAYSTRAX · 8 unique to Fipto
On region

PAYSTRAX covers 2 regions; Fipto covers 0. Verify directly with each provider before signing.

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Show full specs
5 features · 15 payment methods · 2 regions. We don't rank these — they're here for reference.
PAYSTRAX PAYSTRAX
Fipto Fipto
Quick Facts
Fees
Standard transaction rate
—
Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information)
Settlement
Time to receive funds
2–3 business days
Near-instant
Founded
2018
—
Headquarters
St Julian's, Malta
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
PAYSTRAX leads (5 vs 0)
Enterprise Unique
✓
—
High Risk Accepted Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
Fipto leads (8 vs 7)
Apple Pay Unique
✓
—
Bitcoin Unique
—
✓
Click To Pay Unique
✓
—
Credit Card Unique
✓
—
Ethereum Unique
—
✓
Google Pay Unique
✓
—
Mastercard Unique
✓
—
Payment Link Unique
—
✓
Pos Unique
✓
—
Sepa Unique
—
✓
Solana Unique
—
✓
Stablecoin Unique
—
✓
Swift Unique
—
✓
Usdc Unique
—
✓
Visa Unique
✓
—
Regions
PAYSTRAX leads (2 vs 0)
Europe Unique
✓
—
Global Unique
✓
—

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need Enterprise
Not available with Fipto
Need High Risk Accepted
Not available with Fipto
Want coverage in Europe, Global
Fipto doesn't cover these regions
View PAYSTRAX

Fipto is best when you...

PSPs, crypto brokers and enterprises that want to send, receive and convert EUR, USD and stablecoin payments under a European PI and MiCA CASP licence.
View Fipto

Frequently Asked Questions

What is the difference between PAYSTRAX and Fipto?
They share 0 payment methods and 0 regions. PAYSTRAX adds Apple Pay, Click to Pay, Credit Card and 4 more that Fipto does not list; Fipto adds Bitcoin, Ethereum, Payment Link and 5 more that PAYSTRAX does not list; PAYSTRAX also covers Europe, Global; only PAYSTRAX offers Enterprise, High Risk Accepted and 3 more.
Which is cheaper, PAYSTRAX or Fipto?
PAYSTRAX has no published rate; Fipto has published rates from Payment Links — Beneficiary: Free (0% transaction fees, 0% withdrawal fees); Payer: 0.9% / transaction (discounts available based on transaction volume; contact sales for more information). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAYSTRAX and Fipto?
PAYSTRAX lists 2 regions and 7 payment methods; Fipto lists 0 and 8. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAYSTRAX and Fipto compare on integration and settlement?
PAYSTRAX settles in 2–3 business days, Fipto in Near-instant.

Are you PAYSTRAX or Fipto?

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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