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PAYSTRAX

PAYSTRAX

Verified

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

VS

HappyCoins

Online retailers, gaming and entertainment platforms, marketplaces, and wallets or apps that want to accept crypto at checkout with euro or stablecoin settlement, or embed a crypto onramp.

HappyCoins
Fees from
— vs —
Features

0 shared

5 unique to PAYSTRAX
Regions

0 shared

2 unique to PAYSTRAX
Pay methods

1 shared

6 unique to PAYSTRAX · 8 unique to HappyCoins
On licensing

Not enough published data on licensing for a fair verdict — open the full specs below for reference.

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Show full specs
5 features · 15 payment methods · 2 regions. We don't rank these — they're here for reference.
PAYSTRAX PAYSTRAX
HappyCoins HappyCoins
Quick Facts
Fees
Standard transaction rate
—
—
Settlement
Time to receive funds
2–3 business days
—
Founded
2018
—
Headquarters
St Julian's, Malta
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
PAYSTRAX leads (5 vs 0)
Enterprise Unique
✓
—
High Risk Accepted Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments Unique
✓
—
Payment Methods
HappyCoins leads (9 vs 7)
Apple Pay Unique
✓
—
Bitcoin Unique
—
✓
Click To Pay Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
—
✓
Ethereum Unique
—
✓
Google Pay Unique
✓
—
Litecoin Unique
—
✓
Mastercard Unique
✓
—
Pos Unique
✓
—
Stablecoin Unique
—
✓
Stellar Unique
—
✓
Usdc Unique
—
✓
Visa Unique
✓
—
Regions
PAYSTRAX leads (2 vs 0)
Europe Unique
✓
—
Global Unique
✓
—

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need Enterprise
Not available with HappyCoins
Need High Risk Accepted
Not available with HappyCoins
Want coverage in Europe, Global
HappyCoins doesn't cover these regions
View PAYSTRAX

HappyCoins is best when you...

Online retailers, gaming and entertainment platforms, marketplaces, and wallets or apps that want to accept crypto at checkout with euro or stablecoin settlement, or embed a crypto onramp.
View HappyCoins

Frequently Asked Questions

What is the difference between PAYSTRAX and HappyCoins?
They share 1 payment method and 0 regions. PAYSTRAX adds Apple Pay, Click to Pay, Google Pay and 3 more that HappyCoins does not list; HappyCoins adds Bitcoin, Crypto, Debit Card and 5 more that PAYSTRAX does not list; PAYSTRAX also covers Europe, Global; only PAYSTRAX offers Enterprise, High Risk Accepted and 3 more.
Which is cheaper, PAYSTRAX or HappyCoins?
PAYSTRAX has no published rate; HappyCoins has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAYSTRAX and HappyCoins?
PAYSTRAX lists 2 regions and 7 payment methods; HappyCoins lists 0 and 9. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAYSTRAX and HappyCoins compare on integration and settlement?
PAYSTRAX publishes a settlement time of 2–3 business days.

Are you PAYSTRAX or HappyCoins?

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