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PAYSTRAX

PAYSTRAX

Verified

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

VS

Host Merchant Services

Online businesses

Host Merchant Services
Fees from
— vs Custom
Features

2 shared

3 unique to PAYSTRAX
Regions

0 shared

2 unique to PAYSTRAX · 1 unique to Host Merchant Services
Pay methods

5 shared

2 unique to PAYSTRAX · 11 unique to Host Merchant Services
On payment methods

Host Merchant Services supports 16 payment methods, 9 more than PAYSTRAX. Verify directly with each provider before signing.

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5 features · 18 payment methods · 3 regions. We don't rank these — they're here for reference.
PAYSTRAX PAYSTRAX
Host Merchant Services Host Merchant Services
Quick Facts
Fees
Standard transaction rate
—
Custom
Settlement
Time to receive funds
2–3 business days
Next business day
Founded
2018
2009
Headquarters
St Julian's, Malta
Newark, Delaware, United States
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
PAYSTRAX leads (5 vs 2)
Enterprise
✓
✓
High Risk Accepted Unique
✓
—
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments
✓
✓
Payment Methods
Host Merchant Services leads (16 vs 7)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Click To Pay Unique
✓
—
Contactless Unique
—
✓
Credit Card
✓
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Echeck Unique
—
✓
Google Pay
✓
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Nfc Unique
—
✓
Paypal Unique
—
✓
Pos Unique
✓
—
Visa
✓
✓
Regions
PAYSTRAX leads (2 vs 1)
Europe Unique
✓
—
Global Unique
✓
—
North America Unique
—
✓

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need High Risk Accepted
Not available with Host Merchant Services
Need Mobile Payments
Not available with Host Merchant Services
Want coverage in Europe, Global
Host Merchant Services doesn't cover these regions
View PAYSTRAX

Host Merchant Services is best when you...

Online businesses
Want coverage in North America
PAYSTRAX doesn't cover this region
View Host Merchant Services

Frequently Asked Questions

What is the difference between PAYSTRAX and Host Merchant Services?
They share 5 payment methods and 0 regions. PAYSTRAX adds Click to Pay, POS that Host Merchant Services does not list; Host Merchant Services adds ACH, Amex, Contactless and 8 more that PAYSTRAX does not list; PAYSTRAX also covers Europe, Global; Host Merchant Services also covers North America.
Which is cheaper, PAYSTRAX or Host Merchant Services?
PAYSTRAX has no published rate; Host Merchant Services has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAYSTRAX and Host Merchant Services?
PAYSTRAX lists 2 regions and 7 payment methods; Host Merchant Services lists 1 and 16. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAYSTRAX and Host Merchant Services compare on integration and settlement?
Host Merchant Services offers a sandbox, PAYSTRAX does not list one; Host Merchant Services supports webhooks; PAYSTRAX settles in 2–3 business days, Host Merchant Services in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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