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PAYSTRAX

PAYSTRAX

Verified

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

VS

Malum Payments

Card-to-crypto payments

Malum Payments
Fees from
— vs 7% + $0.3
Features

3 shared

2 unique to PAYSTRAX · 4 unique to Malum Payments
Regions

2 shared

6 unique to Malum Payments
Pay methods

2 shared

5 unique to PAYSTRAX · 6 unique to Malum Payments
On region

Malum Payments covers 8 regions; PAYSTRAX covers 2. Verify directly with each provider before signing.

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Show full specs
9 features · 13 payment methods · 8 regions. We don't rank these — they're here for reference.
PAYSTRAX PAYSTRAX
Malum Payments Malum Payments
Quick Facts
Fees
Standard transaction rate
—
7% + $0.3
Settlement
Time to receive funds
2–3 business days
Instant to 7 business days
Founded
2018
2022
Headquarters
St Julian's, Malta
Mahe, Seychelles
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Malum Payments leads (7 vs 5)
Crypto Support Unique
—
✓
Enterprise
✓
✓
High Risk Accepted
✓
✓
Instant Payout Unique
—
✓
Low Fees Unique
—
✓
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments
✓
✓
Startup Friendly Unique
—
✓
Payment Methods
Malum Payments leads (8 vs 7)
Apple Pay Unique
✓
—
Bitcoin Unique
—
✓
Click To Pay Unique
✓
—
Credit Card Unique
✓
—
Ethereum Unique
—
✓
Google Pay Unique
✓
—
Litecoin Unique
—
✓
Mastercard
✓
✓
Pos Unique
✓
—
Sepa Unique
—
✓
Usdc Unique
—
✓
Usdt Unique
—
✓
Visa
✓
✓
Regions
Malum Payments leads (8 vs 2)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Global
✓
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
South America Unique
—
✓

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need Mobile Payments
Not available with Malum Payments
Need Multi Currency
Not available with Malum Payments
View PAYSTRAX

Malum Payments is best when you...

Card-to-crypto payments
Need Crypto Support
Not available with PAYSTRAX
Need Instant Payout
Not available with PAYSTRAX
Want coverage in Africa, Asia, Middle East, North America, Oceania, South America
PAYSTRAX doesn't cover these regions
View Malum Payments

Frequently Asked Questions

What is the difference between PAYSTRAX and Malum Payments?
They share 2 payment methods and 2 regions. PAYSTRAX adds Apple Pay, Click to Pay, Credit Card and 2 more that Malum Payments does not list; Malum Payments adds Bitcoin, Ethereum, Litecoin and 3 more that PAYSTRAX does not list; Malum Payments also covers Africa, Asia and 4 more; only PAYSTRAX offers Mobile Payments, Multi Currency.
Which is cheaper, PAYSTRAX or Malum Payments?
PAYSTRAX has no published rate; Malum Payments has published rates from 7% + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAYSTRAX and Malum Payments?
PAYSTRAX lists 2 regions and 7 payment methods; Malum Payments lists 8 and 8. both cover Europe, Global. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAYSTRAX and Malum Payments compare on integration and settlement?
Malum Payments offers a sandbox, PAYSTRAX does not list one; Malum Payments supports webhooks; PAYSTRAX settles in 2–3 business days, Malum Payments in Instant to 7 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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