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PAYSTRAX

PAYSTRAX

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer

VS

Paystack

Nigerian Market

Paystack
Fees from
Custom vs 1.95% (local), 3.9% (international)
Features

1 shared

4 unique to PAYSTRAX · 3 unique to Paystack
Regions

0 shared

1 unique to PAYSTRAX · 1 unique to Paystack
Pay methods

5 shared

1 unique to PAYSTRAX · 7 unique to Paystack

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Show full specs
8 features · 13 payment methods · 2 regions. We don't rank these — they're here for reference.
PAYSTRAX PAYSTRAX
Paystack Paystack
Quick Facts
Fees
Standard transaction rate
Custom
1.95% (local), 3.9% (international)
Settlement
Time to receive funds
1–7 business days
1–7 business days
Founded
2018
2015
Headquarters
Vilnius, Lithuania
Lagos, Nigeria
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
PAYSTRAX leads (5 vs 4)
Enterprise
✓
✓
High Risk Accepted Unique
✓
—
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Mobile Payments Unique
✓
—
Multi Currency Unique
✓
—
Recurring Payments Unique
✓
—
Startup Friendly Unique
—
✓
Payment Methods
Paystack leads (12 vs 6)
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Debit Card Unique
—
✓
Eft Unique
—
✓
Google Pay Unique
✓
—
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
—
✓
Pos
✓
✓
Ussd Unique
—
✓
Verve Unique
—
✓
Visa
✓
✓
Regions
Africa Unique
—
✓
Europe Unique
✓
—

PAYSTRAX is best when you...

EEA & UK merchants in iGaming, Forex and high-volume cross-border verticals needing a direct Visa/Mastercard acquirer
Need High Risk Accepted
Not available with Paystack
Need Mobile Payments
Not available with Paystack
Want coverage in Europe
Paystack doesn't cover this region
View PAYSTRAX

Paystack is best when you...

Nigerian Market
Need Instant Payout
Not available with PAYSTRAX
Need Instant Sandbox
Not available with PAYSTRAX
Want coverage in Africa
PAYSTRAX doesn't cover this region
View Paystack

Frequently Asked Questions

What is the difference between PAYSTRAX and Paystack?
They share 5 payment methods and 0 regions. PAYSTRAX adds Google Pay that Paystack does not list; Paystack adds Bank Transfer, Debit Card, EFT and 4 more that PAYSTRAX does not list; PAYSTRAX also covers Europe; Paystack also covers Africa.
Which is cheaper, PAYSTRAX or Paystack?
PAYSTRAX has custom pricing quoted on engagement; Paystack has published rates from 1.95% (local), 3.9% (international). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PAYSTRAX and Paystack?
PAYSTRAX lists 1 region and 6 payment methods; Paystack lists 1 and 12. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PAYSTRAX and Paystack compare on integration and settlement?
Paystack offers a sandbox, PAYSTRAX does not list one; Paystack supports webhooks; PAYSTRAX settles in 1–7 business days, Paystack in 1–7 business days.

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