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Payswix

Payswix

Businesses, including higher-risk sectors such as forex, gambling and crypto (on the Business Exclusive plan), that need EUR IBAN accounts, SEPA/SWIFT payments and basic card acquiring from an EU-licensed provider.

VS

FIS

Enterprise banking and capital markets technology

FIS
Fees from
E-commerce: 1.5% + €0.15 per transaction (final pricing may vary based on business type and transaction volume). Business account: €0 opening, monthly fee 9 €, SEPA payments from 1 €, SWIFT payments 25 €. Business Plus: €399 opening, monthly fee 59 €, SEPA from 3 € + 0.1%, SWIFT 25 € + 0.7%. Business Exclusive: €599 opening, monthly fee 99 €, SEPA from 3 € + 0.2%, SWIFT 30 € + 1%. vs Custom
Features

0 shared

1 unique to FIS
Regions

0 shared

6 unique to FIS
Pay methods

4 shared

3 unique to Payswix · 10 unique to FIS

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Show full specs
1 features · 17 payment methods · 6 regions. We don't rank these — they're here for reference.
Payswix Payswix
FIS FIS
Quick Facts
Fees
Standard transaction rate
E-commerce: 1.5% + €0.15 per transaction (final pricing may vary based on business type and transaction volume). Business account: €0 opening, monthly fee 9 €, SEPA payments from 1 €, SWIFT payments 25 €. Business Plus: €399 opening, monthly fee 59 €, SEPA from 3 € + 0.1%, SWIFT 25 € + 0.7%. Business Exclusive: €599 opening, monthly fee 99 €, SEPA from 3 € + 0.2%, SWIFT 30 € + 1%.
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
—
1968
Headquarters
—
Jacksonville, Florida, United States
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
FIS leads (1 vs 0)
Enterprise Unique
—
✓
Payment Methods
FIS leads (14 vs 7)
Ach Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Contactless Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Open Banking Unique
✓
—
Sepa Unique
✓
—
Swift Unique
✓
—
Virtual Card Unique
—
✓
Visa
✓
✓
Regions
FIS leads (6 vs 0)
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Payswix is best when you...

Businesses, including higher-risk sectors such as forex, gambling and crypto (on the Business Exclusive plan), that need EUR IBAN accounts, SEPA/SWIFT payments and basic card acquiring from an EU-licensed provider.
View Payswix

FIS is best when you...

Enterprise banking and capital markets technology
Need Enterprise
Not available with Payswix
Want coverage in Asia, Europe, Latin America, North America, Oceania, Southeast Asia
Payswix doesn't cover these regions
View FIS

Frequently Asked Questions

What is the difference between Payswix and FIS?
They share 4 payment methods and 0 regions. Payswix adds Open Banking, SEPA, SWIFT that FIS does not list; FIS adds ACH, Amex, Bank Transfer and 7 more that Payswix does not list; FIS also covers Asia, Europe and 4 more; only FIS offers Enterprise.
Which is cheaper, Payswix or FIS?
Payswix has published rates from E-commerce: 1.5% + €0.15 per transaction (final pricing may vary based on business type and transaction volume). Business account: €0 opening, monthly fee 9 €, SEPA payments from 1 €, SWIFT payments 25 €. Business Plus: €399 opening, monthly fee 59 €, SEPA from 3 € + 0.1%, SWIFT 25 € + 0.7%. Business Exclusive: €599 opening, monthly fee 99 €, SEPA from 3 € + 0.2%, SWIFT 30 € + 1%.; FIS has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payswix and FIS?
Payswix lists 0 regions and 7 payment methods; FIS lists 6 and 14. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payswix and FIS compare on integration and settlement?
FIS offers a sandbox, Payswix does not list one; FIS supports webhooks; FIS publishes a settlement time of 1–2 business days.

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