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Payswix

Payswix

Businesses, including higher-risk sectors such as forex, gambling and crypto (on the Business Exclusive plan), that need EUR IBAN accounts, SEPA/SWIFT payments and basic card acquiring from an EU-licensed provider.

VS

Narvi

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.

Narvi
Fees from
E-commerce: 1.5% + €0.15 per transaction (final pricing may vary based on business type and transaction volume). Business account: €0 opening, monthly fee 9 €, SEPA payments from 1 €, SWIFT payments 25 €. Business Plus: €399 opening, monthly fee 59 €, SEPA from 3 € + 0.1%, SWIFT 25 € + 0.7%. Business Exclusive: €599 opening, monthly fee 99 €, SEPA from 3 € + 0.2%, SWIFT 30 € + 1%. vs Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Features

0 shared

Regions

0 shared

Pay methods

2 shared

5 unique to Payswix · 2 unique to Narvi

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0 features · 9 payment methods · 0 regions. We don't rank these — they're here for reference.
Payswix Payswix
Narvi Narvi
Quick Facts
Fees
Standard transaction rate
E-commerce: 1.5% + €0.15 per transaction (final pricing may vary based on business type and transaction volume). Business account: €0 opening, monthly fee 9 €, SEPA payments from 1 €, SWIFT payments 25 €. Business Plus: €399 opening, monthly fee 59 €, SEPA from 3 € + 0.1%, SWIFT 25 € + 0.7%. Business Exclusive: €599 opening, monthly fee 99 €, SEPA from 3 € + 0.2%, SWIFT 30 € + 1%.
Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.
Settlement
Time to receive funds
—
Instant to 24 business days
Founded
—
—
Headquarters
—
—
Sandbox / Test Mode
—
—
Webhook Support
—
—
Features
Payment Methods
Payswix leads (7 vs 4)
Apple Pay Unique
✓
—
Bitcoin Unique
—
✓
Google Pay Unique
✓
—
Mastercard Unique
✓
—
Open Banking Unique
✓
—
Sepa
✓
✓
Swift
✓
✓
Usdc Unique
—
✓
Visa Unique
✓
—
Regions

Payswix is best when you...

Businesses, including higher-risk sectors such as forex, gambling and crypto (on the Business Exclusive plan), that need EUR IBAN accounts, SEPA/SWIFT payments and basic card acquiring from an EU-licensed provider.
View Payswix

Narvi is best when you...

Fintechs, marketplaces, PSPs, SaaS platforms and licensed crypto/VASP businesses that need EUR IBAN accounts and SEPA/SWIFT payments, either for their own use or built into their product through an API, without getting their own EMI licence.
View Narvi

Frequently Asked Questions

What is the difference between Payswix and Narvi?
They share 2 payment methods and 0 regions. Payswix adds Apple Pay, Google Pay, Mastercard and 2 more that Narvi does not list; Narvi adds Bitcoin, USDC that Payswix does not list.
Which is cheaper, Payswix or Narvi?
Payswix has published rates from E-commerce: 1.5% + €0.15 per transaction (final pricing may vary based on business type and transaction volume). Business account: €0 opening, monthly fee 9 €, SEPA payments from 1 €, SWIFT payments 25 €. Business Plus: €399 opening, monthly fee 59 €, SEPA from 3 € + 0.1%, SWIFT 25 € + 0.7%. Business Exclusive: €599 opening, monthly fee 99 €, SEPA from 3 € + 0.2%, SWIFT 30 € + 1%.; Narvi has published rates from Account Opening: One-time onboarding fee plus three months of monthly deposits. Monthly Fee: Dependent on your classification and any added compliance requirements. Minimum Balance Requirement: Equal to three months of monthly fees, ensuring your account stays positive. Internal Transfers between Narvi accounts: €1 per transfer. SWIFT transactions: Additional fees may apply based on the corresponding banking network.. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Payswix and Narvi?
Payswix lists 0 regions and 7 payment methods; Narvi lists 0 and 4. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payswix and Narvi compare on integration and settlement?
Narvi publishes a settlement time of Instant to 24 business days.

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