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PayTabs

PayTabs

Middle Eastern Payments

VS

Flutterwave

Pan-African Payments

Flutterwave
Fees from
2.5%-3.5% per transaction vs 1.4% (local), 3.8% (international)
Features

1 shared

3 unique to Flutterwave
Regions

1 shared

1 unique to PayTabs
Pay methods

3 shared

3 unique to PayTabs · 13 unique to Flutterwave
On fees

PayTabs publishes 2.5%-3.5% per transaction from. Flutterwave publishes 1.4% (local), 3.8% (international) from. Verify directly with each provider before signing.

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Show full specs
4 features · 19 payment methods · 2 regions. We don't rank these — they're here for reference.
PayTabs PayTabs
Flutterwave Flutterwave
Quick Facts
Fees
Standard transaction rate
2.5%-3.5% per transaction
1.4% (local), 3.8% (international)
Settlement
Time to receive funds
2–3 business days
Next business day
Founded
2014
2016
Headquarters
Riyadh, Saudi Arabia
San Francisco, California / Lagos, Nigeria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Flutterwave leads (4 vs 1)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Instant Sandbox Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
Flutterwave leads (16 vs 6)
Amex Unique
—
✓
Apple Pay
✓
✓
Bank Transfer Unique
—
✓
Credit Card
✓
✓
Debit Card
✓
✓
Google Pay Unique
—
✓
Knet Unique
✓
—
M Pesa Unique
—
✓
Mada Unique
✓
—
Mastercard Unique
—
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Payment Link Unique
—
✓
Pos Unique
—
✓
Qr Code Unique
—
✓
Ussd Unique
—
✓
Verve Unique
—
✓
Virtual Card Unique
—
✓
Visa Unique
—
✓
Regions
PayTabs leads (2 vs 1)
Africa
✓
✓
Middle East Unique
✓
—

PayTabs is best when you...

Middle Eastern Payments
Want coverage in Middle East
Flutterwave doesn't cover this region
View PayTabs

Flutterwave is best when you...

Pan-African Payments
Need Enterprise
Not available with PayTabs
Need Instant Payout
Not available with PayTabs
View Flutterwave

Frequently Asked Questions

What is the difference between PayTabs and Flutterwave?
They share 3 payment methods and 1 region. PayTabs adds KNET, Mada, Mobile Wallet that Flutterwave does not list; Flutterwave adds Amex, Bank Transfer, Google Pay and 10 more that PayTabs does not list; PayTabs also covers Middle East; only Flutterwave offers Enterprise, Instant Payout and 1 more.
Which is cheaper, PayTabs or Flutterwave?
PayTabs has published rates from 2.5%-3.5% per transaction; Flutterwave has published rates from 1.4% (local), 3.8% (international). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayTabs and Flutterwave?
PayTabs lists 2 regions and 6 payment methods; Flutterwave lists 1 and 16. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayTabs and Flutterwave compare on integration and settlement?
both offer a sandbox; both support webhooks; PayTabs settles in 2–3 business days, Flutterwave in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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