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PayTabs

PayTabs

Middle Eastern Payments

VS

M-Pesa

African Mobile Money

M-Pesa
Fees from
2.5%-3.5% per transaction vs 1-3%
Features

1 shared

1 unique to M-Pesa
Regions

1 shared

1 unique to PayTabs
Pay methods

0 shared

6 unique to PayTabs · 5 unique to M-Pesa
On licensing

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Show full specs
2 features · 11 payment methods · 2 regions. We don't rank these — they're here for reference.
PayTabs PayTabs
M-Pesa M-Pesa
Quick Facts
Fees
Standard transaction rate
2.5%-3.5% per transaction
1-3%
Settlement
Time to receive funds
2–3 business days
Instant
Founded
2014
2007
Headquarters
Riyadh, Saudi Arabia
Nairobi, Kenya
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
M-Pesa leads (2 vs 1)
Instant Payout Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
PayTabs leads (6 vs 5)
Apple Pay Unique
✓
—
Bank Transfer Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Knet Unique
✓
—
M Pesa Unique
—
✓
Mada Unique
✓
—
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Qr Code Unique
—
✓
Ussd Unique
—
✓
Regions
PayTabs leads (2 vs 1)
Africa
✓
✓
Middle East Unique
✓
—

PayTabs is best when you...

Middle Eastern Payments
Want coverage in Middle East
M-Pesa doesn't cover this region
View PayTabs

M-Pesa is best when you...

African Mobile Money
Need Instant Payout
Not available with PayTabs
View M-Pesa

Frequently Asked Questions

What is the difference between PayTabs and M-Pesa?
They share 0 payment methods and 1 region. PayTabs adds Apple Pay, Credit Card, Debit Card and 3 more that M-Pesa does not list; M-Pesa adds Bank Transfer, M-Pesa, Mobile Money and 2 more that PayTabs does not list; PayTabs also covers Middle East; only M-Pesa offers Instant Payout.
Which is cheaper, PayTabs or M-Pesa?
PayTabs has published rates from 2.5%-3.5% per transaction; M-Pesa has published rates from 1-3%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayTabs and M-Pesa?
PayTabs lists 2 regions and 6 payment methods; M-Pesa lists 1 and 5. both cover Africa. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayTabs and M-Pesa compare on integration and settlement?
both offer a sandbox; both support webhooks; PayTabs settles in 2–3 business days, M-Pesa in Instant.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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