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PayTel

PayTel

Polish in-store and online merchants (e.g. retail, hospitality, fuel stations, taxis, pharmacies) that want card terminals, SoftPOS or an e-commerce gateway from a single provider.

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
— vs Interchange + + $0.3
Features

0 shared

3 unique to Adyen
Regions

0 shared

8 unique to Adyen
Pay methods

5 shared

3 unique to PayTel · 32 unique to Adyen

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3 features · 40 payment methods · 8 regions. We don't rank these — they're here for reference.
PayTel PayTel
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
—
Interchange + + $0.3
Settlement
Time to receive funds
—
1–3 business days
Founded
—
2006
Headquarters
—
Amsterdam, Netherlands
Sandbox / Test Mode
—
✓
Webhook Support
—
✓
Features
Adyen leads (3 vs 0)
Enterprise Unique
—
✓
Instant Payout Unique
—
✓
Recurring Payments Unique
—
✓
Payment Methods
Adyen leads (37 vs 8)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
—
✓
Blik
✓
✓
Boleto Unique
—
✓
Credit Card Unique
—
✓
Debit Card Unique
—
✓
Digital Wallet Unique
—
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
✓
—
Mobile Payment Unique
—
✓
Multibanco Unique
—
✓
Payment Link Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 0)
Africa Unique
—
✓
Asia Unique
—
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PayTel is best when you...

Polish in-store and online merchants (e.g. retail, hospitality, fuel stations, taxis, pharmacies) that want card terminals, SoftPOS or an e-commerce gateway from a single provider.
View PayTel

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with PayTel
Need Instant Payout
Not available with PayTel
Want coverage in Africa, Asia, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
PayTel doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between PayTel and Adyen?
They share 5 payment methods and 0 regions. PayTel adds Installments, MB WAY, Payment Link that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 29 more that PayTel does not list; Adyen also covers Africa, Asia and 6 more; only Adyen offers Enterprise, Instant Payout and 1 more.
Which is cheaper, PayTel or Adyen?
PayTel has no published rate; Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayTel and Adyen?
PayTel lists 0 regions and 8 payment methods; Adyen lists 8 and 37. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayTel and Adyen compare on integration and settlement?
Adyen offers a sandbox, PayTel does not list one; Adyen supports webhooks; Adyen publishes a settlement time of 1–3 business days.

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