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Payten

Payten

SE European Payment Tech

VS

Girocard

German Debit Card Network

Girocard
Fees from
Custom vs Custom
Features

1 shared

1 unique to Girocard
Regions

1 shared

Pay methods

1 shared

3 unique to Payten · 2 unique to Girocard
On settlement

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Show full specs
2 features · 6 payment methods · 1 regions. We don't rank these — they're here for reference.
Payten Payten
Girocard Girocard
Quick Facts
Fees
Standard transaction rate
Custom
Custom
Settlement
Time to receive funds
—
—
Founded
2014
2007
Headquarters
Croatia
Frankfurt, Germany
Sandbox / Test Mode
—
—
Webhook Support
✓
✓
Features
Girocard leads (2 vs 1)
Enterprise
✓
✓
Low Fees Unique
—
✓
Payment Methods
Payten leads (4 vs 3)
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Bill Payment Unique
✓
—
Google Pay Unique
—
✓
Mastercard Unique
✓
—
Visa Unique
✓
—
Regions
Europe
✓
✓

Payten is best when you...

SE European Payment Tech
View Payten

Girocard is best when you...

German Debit Card Network
Need Low Fees
Not available with Payten
View Girocard

Frequently Asked Questions

What is the difference between Payten and Girocard?
They share 1 payment method and 1 region. Payten adds Bill Payment, Mastercard, Visa that Girocard does not list; Girocard adds Apple Pay, Google Pay that Payten does not list; only Girocard offers Low Fees.
Which is cheaper, Payten or Girocard?
Neither publishes a rate card — both quote on engagement, so the cheaper option depends on the volume you bring to the negotiation.
Where can I use Payten and Girocard?
Payten lists 1 region and 4 payment methods; Girocard lists 1 and 3. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Payten and Girocard compare on integration and settlement?
both support webhooks.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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