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Paytm for Business

Paytm for Business

Indian Merchant Payments

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From 0% for UPI; 1.99% for cards vs Custom
Features

1 shared

2 unique to Paytm for Business · 4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

5 shared

3 unique to Paytm for Business · 14 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 11 more than Paytm for Business. Verify directly with each provider before signing.

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7 features · 22 payment methods · 6 regions. We don't rank these — they're here for reference.
Paytm for Business Paytm for Business
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From 0% for UPI; 1.99% for cards
Custom
Settlement
Time to receive funds
—
1–2 business days
Founded
2010
2021
Headquarters
Noida, India
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 3)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Low Fees Unique
✓
—
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 8)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex Unique
—
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Credit Card
✓
✓
Crypto Unique
—
✓
Debit Card Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Qr Code Unique
✓
—
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi
✓
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Paytm for Business is best when you...

Indian Merchant Payments
Need Instant Payout
Not available with A-Pay
Need Low Fees
Not available with A-Pay
View Paytm for Business

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Paytm for Business
Need High Risk Accepted
Not available with Paytm for Business
Want coverage in Africa, Europe, Latin America, Middle East, Southeast Asia
Paytm for Business doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Paytm for Business and A-Pay?
They share 5 payment methods and 1 region. Paytm for Business adds Debit Card, Mobile Wallet, QR Code that A-Pay does not list; A-Pay adds ACH, Alipay, Amex and 11 more that Paytm for Business does not list; A-Pay also covers Africa, Europe and 3 more; only Paytm for Business offers Instant Payout, Low Fees.
Which is cheaper, Paytm for Business or A-Pay?
Paytm for Business has published rates from From 0% for UPI; 1.99% for cards; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paytm for Business and A-Pay?
Paytm for Business lists 1 region and 8 payment methods; A-Pay lists 6 and 19. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paytm for Business and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; A-Pay publishes a settlement time of 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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