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Paytm for Business

Paytm for Business

Indian Merchant Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
From 0% for UPI; 1.99% for cards vs Custom
Features

1 shared

2 unique to Paytm for Business · 1 unique to Alipay
Regions

1 shared

7 unique to Alipay
Pay methods

3 shared

5 unique to Paytm for Business · 4 unique to Alipay
On region

Alipay covers 8 regions; Paytm for Business covers 1. Verify directly with each provider before signing.

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Show full specs
4 features · 12 payment methods · 8 regions. We don't rank these — they're here for reference.
Paytm for Business Paytm for Business
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
From 0% for UPI; 1.99% for cards
Custom
Settlement
Time to receive funds
—
Next business day
Founded
2010
2004
Headquarters
Noida, India
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paytm for Business leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
Paytm for Business leads (8 vs 7)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Upi Unique
✓
—
Visa
✓
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Paytm for Business is best when you...

Indian Merchant Payments
Need Low Fees
Not available with Alipay
Need Startup Friendly
Not available with Alipay
View Paytm for Business

Alipay is best when you...

Chinese Consumers
Need Enterprise
Not available with Paytm for Business
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Paytm for Business doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Paytm for Business and Alipay?
They share 3 payment methods and 1 region. Paytm for Business adds Bank Transfer, Credit Card, Debit Card and 2 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 1 more that Paytm for Business does not list; Alipay also covers Africa, Europe and 5 more; only Paytm for Business offers Low Fees, Startup Friendly.
Which is cheaper, Paytm for Business or Alipay?
Paytm for Business has published rates from From 0% for UPI; 1.99% for cards; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paytm for Business and Alipay?
Paytm for Business lists 1 region and 8 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paytm for Business and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Alipay publishes a settlement time of Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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