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Paytm for Business

Paytm for Business

Indian Merchant Payments

VS

dLocal

Emerging Markets

dLocal
Fees from
From 0% for UPI; 1.99% for cards vs 3-7% all-inclusive
Features

1 shared

2 unique to Paytm for Business · 1 unique to dLocal
Regions

1 shared

3 unique to dLocal
Pay methods

3 shared

5 unique to Paytm for Business · 7 unique to dLocal
On fees

Paytm for Business publishes From 0% for UPI; 1.99% for cards from. dLocal publishes 3-7% all-inclusive from. Verify directly with each provider before signing.

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Show full specs
4 features · 15 payment methods · 4 regions. We don't rank these — they're here for reference.
Paytm for Business Paytm for Business
dLocal dLocal
Quick Facts
Fees
Standard transaction rate
From 0% for UPI; 1.99% for cards
3-7% all-inclusive
Settlement
Time to receive funds
—
2–7 business days
Founded
2010
2016
Headquarters
Noida, India
Montevideo, Uruguay
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Paytm for Business leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Low Fees Unique
✓
—
Startup Friendly Unique
✓
—
Payment Methods
dLocal leads (10 vs 8)
Amex Unique
—
✓
Bank Transfer
✓
✓
Boleto Unique
—
✓
Cash Unique
—
✓
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Mastercard
✓
✓
Mobile Wallet Unique
✓
—
Oxxo Unique
—
✓
Pix Unique
—
✓
Pse Unique
—
✓
Qr Code Unique
✓
—
Upi Unique
✓
—
Visa
✓
✓
Regions
dLocal leads (4 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓

Paytm for Business is best when you...

Indian Merchant Payments
Need Low Fees
Not available with dLocal
Need Startup Friendly
Not available with dLocal
View Paytm for Business

dLocal is best when you...

Emerging Markets
Need Enterprise
Not available with Paytm for Business
Want coverage in Africa, Latin America, Middle East
Paytm for Business doesn't cover these regions
View dLocal

Frequently Asked Questions

What is the difference between Paytm for Business and dLocal?
They share 3 payment methods and 1 region. Paytm for Business adds Credit Card, Debit Card, Mobile Wallet and 2 more that dLocal does not list; dLocal adds Amex, Boleto, Cash and 4 more that Paytm for Business does not list; dLocal also covers Africa, Latin America and 1 more; only Paytm for Business offers Low Fees, Startup Friendly.
Which is cheaper, Paytm for Business or dLocal?
Paytm for Business has published rates from From 0% for UPI; 1.99% for cards; dLocal has published rates from 3-7% all-inclusive. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paytm for Business and dLocal?
Paytm for Business lists 1 region and 8 payment methods; dLocal lists 4 and 10. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paytm for Business and dLocal compare on integration and settlement?
both offer a sandbox; both support webhooks; dLocal publishes a settlement time of 2–7 business days.

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