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Paytm

Paytm

Indian Digital Payments

VS

Alipay

Chinese Consumers

Alipay
Fees from
1.99% for payment gateway vs Custom
Features

2 shared

Regions

1 shared

7 unique to Alipay
Pay methods

1 shared

5 unique to Paytm · 6 unique to Alipay
On fees

Paytm publishes 1.99% for payment gateway from. Alipay uses custom pricing, quoted on engagement. Verify directly with each provider before signing.

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Show full specs
2 features · 12 payment methods · 8 regions. We don't rank these — they're here for reference.
Paytm Paytm
Alipay Alipay
Quick Facts
Fees
Standard transaction rate
1.99% for payment gateway
Custom
Settlement
Time to receive funds
Next business day
Next business day
Founded
2010
2004
Headquarters
Noida, India
Hangzhou, China
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Enterprise
✓
✓
Instant Payout
✓
✓
Payment Methods
Alipay leads (7 vs 6)
Alipay Unique
—
✓
Bank Transfer Unique
✓
—
Credit Card Unique
✓
—
Debit Card Unique
✓
—
Digital Wallet Unique
—
✓
Jcb Unique
—
✓
Mastercard Unique
—
✓
Mobile Wallet Unique
✓
—
Qr Code
✓
✓
Unionpay Unique
—
✓
Upi Unique
✓
—
Visa Unique
—
✓
Regions
Alipay leads (8 vs 1)
Africa Unique
—
✓
Asia
✓
✓
Europe Unique
—
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

Paytm is best when you...

Indian Digital Payments
View Paytm

Alipay is best when you...

Chinese Consumers
Want coverage in Africa, Europe, Latin America, Middle East, North America, Oceania, Southeast Asia
Paytm doesn't cover these regions
View Alipay

Frequently Asked Questions

What is the difference between Paytm and Alipay?
They share 1 payment method and 1 region. Paytm adds Bank Transfer, Credit Card, Debit Card and 2 more that Alipay does not list; Alipay adds Alipay, Digital Wallet, JCB and 3 more that Paytm does not list; Alipay also covers Africa, Europe and 5 more.
Which is cheaper, Paytm or Alipay?
Paytm has published rates from 1.99% for payment gateway; Alipay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paytm and Alipay?
Paytm lists 1 region and 6 payment methods; Alipay lists 8 and 7. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paytm and Alipay compare on integration and settlement?
both offer a sandbox; both support webhooks; Paytm settles in Next business day, Alipay in Next business day.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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