Menu

Discover

All Providers Compare Use Cases Find Your Provider

Solutions

Connect License Watch MCP Partnership Claim Listing Get Listed Verified Listings Pricing

Resources

Blog About Contact
Log in Join free
Paytrail

Paytrail

Finnish e-commerce

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
From €59/month + transaction fees vs Custom
Features

1 shared

4 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

3 shared

4 unique to Paytrail · 16 unique to A-Pay
On payment methods

A-Pay supports 19 payment methods, 12 more than Paytrail. Verify directly with each provider before signing.

Want a personalized shortlist? Get matched
2-minute quiz

Still deciding? Find your perfect match.

Answer a few questions about your business type, volume, and must-have features. We'll recommend the best provider for your specific needs.

Find my match

Free. Takes 2 minutes. No account required.

For developers · MCP

Tired of clicking around? Use our MCP.

Point Claude, ChatGPT, or Cursor at our endpoint. compare_providers returns the same data — in one tool call. Free preview, no API key.

See how it works
Show full specs
5 features · 23 payment methods · 6 regions. We don't rank these — they're here for reference.
Paytrail Paytrail
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
From €59/month + transaction fees
Custom
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2007
2021
Headquarters
Helsinki, Finland
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 7)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer Unique
—
✓
Bnpl Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Google Pay Unique
—
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Invoice Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobile Payment Unique
✓
—
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

Paytrail is best when you...

Finnish e-commerce
View Paytrail

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with Paytrail
Need High Risk Accepted
Not available with Paytrail
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
Paytrail doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between Paytrail and A-Pay?
They share 3 payment methods and 1 region. Paytrail adds Buy Now Pay Later, Installments, Invoice and 1 more that A-Pay does not list; A-Pay adds ACH, Alipay, Apple Pay and 13 more that Paytrail does not list; A-Pay also covers Africa, Asia and 3 more; only A-Pay offers Crypto Support, High Risk Accepted and 2 more.
Which is cheaper, Paytrail or A-Pay?
Paytrail has published rates from From €59/month + transaction fees; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paytrail and A-Pay?
Paytrail lists 1 region and 7 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paytrail and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; Paytrail settles in 1–2 business days, A-Pay in 1–2 business days.

Are you Paytrail or A-Pay?

Claim your profile to update information, respond to comparisons, and access visitor analytics.

Claim this profile
Compare Other Providers

Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

See something wrong? Report inaccurate info →