Paytrail

Paytrail

Finnish e-commerce

VS

Bluecode

Mobile payments

Bluecode
Fees from
From €59/month + transaction fees vs 0.95-1.5%
Features

1 shared

Regions

1 shared

1 unique to Bluecode
Pay methods

1 shared

6 unique to Paytrail · 3 unique to Bluecode
On fees

Paytrail publishes From €59/month + transaction fees from. Bluecode publishes 0.95-1.5% from. Verify directly with each provider before signing.

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Show full specs
1 features · 10 payment methods · 2 regions. We don't rank these — they're here for reference.
Paytrail Paytrail
Bluecode Bluecode
Quick Facts
Fees
Standard transaction rate
From €59/month + transaction fees
0.95-1.5%
Settlement
Time to receive funds
1–2 business days
1–2 business days
Founded
2007
2017
Headquarters
Helsinki, Finland
Vienna, Austria
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Startup Friendly
✓
✓
Payment Methods
Paytrail leads (7 vs 4)
Amex Unique
✓
—
Bnpl Unique
✓
—
Contactless Unique
—
✓
Installments Unique
✓
—
Invoice Unique
✓
—
Mastercard Unique
✓
—
Mobile Payment
✓
✓
Nfc Unique
—
✓
Qr Code Unique
—
✓
Visa Unique
✓
—
Regions
Bluecode leads (2 vs 1)
Africa Unique
—
✓
Europe
✓
✓

Paytrail is best when you...

Finnish e-commerce
View Paytrail

Bluecode is best when you...

Mobile payments
Want coverage in Africa
Paytrail doesn't cover this region
View Bluecode

Frequently Asked Questions

What is the difference between Paytrail and Bluecode?
They share 1 payment method and 1 region. Paytrail adds Amex, Buy Now Pay Later, Installments and 3 more that Bluecode does not list; Bluecode adds Contactless, NFC, QR Code that Paytrail does not list; Bluecode also covers Africa.
Which is cheaper, Paytrail or Bluecode?
Paytrail has published rates from From €59/month + transaction fees; Bluecode has published rates from 0.95-1.5%. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use Paytrail and Bluecode?
Paytrail lists 1 region and 7 payment methods; Bluecode lists 2 and 4. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do Paytrail and Bluecode compare on integration and settlement?
both offer a sandbox; both support webhooks; Paytrail settles in 1–2 business days, Bluecode in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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