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PayU India

Indian Payment Gateway

VS

InstaReM

APAC Cross-Border Payments

InstaReM
Fees from
2% per transaction vs —
Features

0 shared

2 unique to PayU India · 2 unique to InstaReM
Regions

1 shared

2 unique to InstaReM
Pay methods

3 shared

3 unique to PayU India · 1 unique to InstaReM
On payment methods

PayU India supports 6 payment methods, 2 more than InstaReM. Verify directly with each provider before signing.

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Show full specs
4 features · 7 payment methods · 3 regions. We don't rank these — they're here for reference.
PayU India
InstaReM InstaReM
Quick Facts
Fees
Standard transaction rate
2% per transaction
—
Settlement
Time to receive funds
2 business days
Instant to 2 business days
Founded
2002
2014
Headquarters
Bangalore, India
Singapore
Sandbox / Test Mode
✓
—
Webhook Support
✓
✓
Features
Instant Payout Unique
—
✓
Instant Sandbox Unique
✓
—
Low Fees Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
PayU India leads (6 vs 4)
Bank Transfer
✓
✓
Credit Card
✓
✓
Debit Card
✓
✓
Mobile Wallet Unique
✓
—
Qr Code Unique
✓
—
Upi Unique
✓
—
Wire Transfer Unique
—
✓
Regions
InstaReM leads (3 vs 1)
Asia
✓
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PayU India is best when you...

Indian Payment Gateway
Need Instant Sandbox
Not available with InstaReM
Need Startup Friendly
Not available with InstaReM
View PayU India

InstaReM is best when you...

APAC Cross-Border Payments
Need Instant Payout
Not available with PayU India
Need Low Fees
Not available with PayU India
Want coverage in Oceania, Southeast Asia
PayU India doesn't cover these regions
View InstaReM

Frequently Asked Questions

What is the difference between PayU India and InstaReM?
They share 3 payment methods and 1 region. PayU India adds Mobile Wallet, QR Code, UPI that InstaReM does not list; InstaReM adds Wire Transfer that PayU India does not list; InstaReM also covers Oceania, Southeast Asia; only PayU India offers Instant Sandbox, Startup Friendly.
Which is cheaper, PayU India or InstaReM?
PayU India has published rates from 2% per transaction; InstaReM has no published rate. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayU India and InstaReM?
PayU India lists 1 region and 6 payment methods; InstaReM lists 3 and 4. both cover Asia. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayU India and InstaReM compare on integration and settlement?
PayU India offers a sandbox, InstaReM does not list one; both support webhooks; PayU India settles in 2 business days, InstaReM in Instant to 2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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