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PayU Poland

PayU Poland

Polish enterprise

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2.2-2.5% + 0.30 PLN vs Custom
Features

0 shared

1 unique to PayU Poland · 5 unique to A-Pay
Regions

1 shared

5 unique to A-Pay
Pay methods

4 shared

7 unique to PayU Poland · 15 unique to A-Pay

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Show full specs
6 features · 26 payment methods · 6 regions. We don't rank these — they're here for reference.
PayU Poland PayU Poland
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2.2-2.5% + 0.30 PLN
Custom
Settlement
Time to receive funds
2–3 business days
1–2 business days
Founded
2006
2021
Headquarters
Poznan, Poland
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 1)
Crypto Support Unique
—
✓
Enterprise Unique
✓
—
High Risk Accepted Unique
—
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
—
✓
Payment Methods
A-Pay leads (19 vs 11)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay Unique
—
✓
Bank Transfer
✓
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Credit Card Unique
—
✓
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Diners Unique
✓
—
Discover Unique
✓
—
Google Pay Unique
—
✓
Ideal Unique
—
✓
Installments Unique
✓
—
Jcb Unique
✓
—
Klarna Unique
—
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Paypal Unique
—
✓
Pix Unique
—
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 1)
Africa Unique
—
✓
Asia Unique
—
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East Unique
—
✓
Southeast Asia Unique
—
✓

PayU Poland is best when you...

Polish enterprise
Need Enterprise
Not available with A-Pay
View PayU Poland

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PayU Poland
Need High Risk Accepted
Not available with PayU Poland
Want coverage in Africa, Asia, Latin America, Middle East, Southeast Asia
PayU Poland doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between PayU Poland and A-Pay?
They share 4 payment methods and 1 region. PayU Poland adds BLIK, Buy Now Pay Later, Digital Wallet and 4 more that A-Pay does not list; A-Pay adds ACH, Alipay, Apple Pay and 12 more that PayU Poland does not list; A-Pay also covers Africa, Asia and 3 more; only PayU Poland offers Enterprise.
Which is cheaper, PayU Poland or A-Pay?
PayU Poland has published rates from 2.2-2.5% + 0.30 PLN; A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayU Poland and A-Pay?
PayU Poland lists 1 region and 11 payment methods; A-Pay lists 6 and 19. both cover Europe. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayU Poland and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; PayU Poland settles in 2–3 business days, A-Pay in 1–2 business days.

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