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PayU

PayU

Global Emerging Markets

VS

A-Pay

Global Multi-Currency Payment Gateway

A-Pay
Fees from
2-3% (varies by country) vs Custom
Features

1 shared

1 unique to PayU · 4 unique to A-Pay
Regions

4 shared

2 unique to A-Pay
Pay methods

10 shared

5 unique to PayU · 9 unique to A-Pay

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Show full specs
6 features · 24 payment methods · 6 regions. We don't rank these — they're here for reference.
PayU PayU
A-Pay A-Pay
Quick Facts
Fees
Standard transaction rate
2-3% (varies by country)
Custom
Settlement
Time to receive funds
2 business days
1–2 business days
Founded
2002
2021
Headquarters
Hoofddorp, Netherlands
India
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
A-Pay leads (5 vs 2)
Crypto Support Unique
—
✓
High Risk Accepted Unique
—
✓
Instant Payout Unique
✓
—
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly
✓
✓
Payment Methods
A-Pay leads (19 vs 15)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bank Transfer
✓
✓
Blik Unique
✓
—
Bnpl Unique
✓
—
Boleto Unique
✓
—
Credit Card
✓
✓
Crypto Unique
—
✓
Digital Wallet Unique
✓
—
Google Pay
✓
✓
Ideal Unique
—
✓
Klarna
✓
✓
Mastercard
✓
✓
Mobile Money Unique
—
✓
Mobile Wallet Unique
✓
—
Paypal Unique
—
✓
Pix
✓
✓
Sepa Unique
—
✓
Sofort Unique
—
✓
Upi
✓
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
A-Pay leads (6 vs 4)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East
✓
✓
Southeast Asia Unique
—
✓

PayU is best when you...

Global Emerging Markets
Need Instant Payout
Not available with A-Pay
View PayU

A-Pay is best when you...

Global Multi-Currency Payment Gateway
Need Crypto Support
Not available with PayU
Need High Risk Accepted
Not available with PayU
Want coverage in Latin America, Southeast Asia
PayU doesn't cover these regions
View A-Pay

Frequently Asked Questions

What is the difference between PayU and A-Pay?
They share 10 payment methods and 4 regions. PayU adds BLIK, Buy Now Pay Later, Boleto and 2 more that A-Pay does not list; A-Pay adds ACH, Alipay, Crypto and 6 more that PayU does not list; A-Pay also covers Latin America, Southeast Asia; only PayU offers Instant Payout.
Which is cheaper, PayU or A-Pay?
PayU has published rates from 2-3% (varies by country); A-Pay has custom pricing quoted on engagement. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayU and A-Pay?
PayU lists 4 regions and 15 payment methods; A-Pay lists 6 and 19. both cover Africa, Asia, Europe and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayU and A-Pay compare on integration and settlement?
both offer a sandbox; both support webhooks; PayU settles in 2 business days, A-Pay in 1–2 business days.

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Data on this page is indicative and may be out of date — always verify fees, coverage, and terms directly with each provider before signing. Comparisons are generated from published data and provider-submitted updates; they are information, not advice or an endorsement. Some outbound links may earn us a referral commission — commissions never influence scores or rankings.

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