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PayU

PayU

Global Emerging Markets

VS

Adyen

Platforms & Marketplaces

Adyen
Fees from
2-3% (varies by country) vs Interchange + + $0.3
Features

1 shared

1 unique to PayU · 2 unique to Adyen
Regions

4 shared

4 unique to Adyen
Pay methods

12 shared

3 unique to PayU · 25 unique to Adyen

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4 features · 40 payment methods · 8 regions. We don't rank these — they're here for reference.
PayU PayU
Adyen Adyen
Quick Facts
Fees
Standard transaction rate
2-3% (varies by country)
Interchange + + $0.3
Settlement
Time to receive funds
2 business days
1–3 business days
Founded
2002
2006
Headquarters
Hoofddorp, Netherlands
Amsterdam, Netherlands
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Adyen leads (3 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Adyen leads (37 vs 15)
Ach Unique
—
✓
Affirm Unique
—
✓
Afterpay Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer
✓
✓
Blik
✓
✓
Bnpl Unique
✓
—
Boleto
✓
✓
Credit Card
✓
✓
Debit Card Unique
—
✓
Digital Wallet
✓
✓
Diners Unique
—
✓
Discover Unique
—
✓
Google Pay
✓
✓
Grabpay Unique
—
✓
Ideal Unique
—
✓
Interac Unique
—
✓
Jcb Unique
—
✓
Klarna
✓
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mobile Payment Unique
—
✓
Mobile Wallet Unique
✓
—
Multibanco Unique
—
✓
Paypal Unique
—
✓
Pix
✓
✓
Real Time Payments Unique
—
✓
Sepa Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Trustly Unique
—
✓
Unionpay Unique
—
✓
Upi Unique
✓
—
Visa
✓
✓
Voucher Unique
—
✓
Wechat Pay Unique
—
✓
Regions
Adyen leads (8 vs 4)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East
✓
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PayU is best when you...

Global Emerging Markets
Need Startup Friendly
Not available with Adyen
View PayU

Adyen is best when you...

Platforms & Marketplaces
Need Enterprise
Not available with PayU
Need Recurring Payments
Not available with PayU
Want coverage in Latin America, North America, Oceania, Southeast Asia
PayU doesn't cover these regions
View Adyen

Frequently Asked Questions

What is the difference between PayU and Adyen?
They share 12 payment methods and 4 regions. PayU adds Buy Now Pay Later, Mobile Wallet, UPI that Adyen does not list; Adyen adds ACH, Affirm, Afterpay and 22 more that PayU does not list; Adyen also covers Latin America, North America and 2 more; only PayU offers Startup Friendly.
Which is cheaper, PayU or Adyen?
PayU has published rates from 2-3% (varies by country); Adyen has published rates from Interchange + + $0.3. Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayU and Adyen?
PayU lists 4 regions and 15 payment methods; Adyen lists 8 and 37. both cover Africa, Asia, Europe and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayU and Adyen compare on integration and settlement?
both offer a sandbox; both support webhooks; PayU settles in 2 business days, Adyen in 1–3 business days.

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