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PayU

PayU

Global Emerging Markets

VS

Checkout.com

Global Performance

Checkout.com
Fees from
2-3% (varies by country) vs 2.3-2.9% + $0.30 (typical)
Features

1 shared

1 unique to PayU · 3 unique to Checkout.com
Regions

4 shared

4 unique to Checkout.com
Pay methods

7 shared

8 unique to PayU · 28 unique to Checkout.com

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Show full specs
5 features · 43 payment methods · 8 regions. We don't rank these — they're here for reference.
PayU PayU
Checkout.com Checkout.com
Quick Facts
Fees
Standard transaction rate
2-3% (varies by country)
2.3-2.9% + $0.30 (typical)
Settlement
Time to receive funds
2 business days
1–3 business days
Founded
2002
2012
Headquarters
Hoofddorp, Netherlands
London, United Kingdom
Sandbox / Test Mode
✓
✓
Webhook Support
✓
✓
Features
Checkout.com leads (4 vs 2)
Enterprise Unique
—
✓
Instant Payout
✓
✓
Instant Sandbox Unique
—
✓
Recurring Payments Unique
—
✓
Startup Friendly Unique
✓
—
Payment Methods
Checkout.com leads (35 vs 15)
Ach Unique
—
✓
Alipay Unique
—
✓
Amex
✓
✓
Apple Pay
✓
✓
Bancontact Unique
—
✓
Bank Transfer Unique
✓
—
Blik Unique
✓
—
Bnpl Unique
✓
—
Boleto Unique
✓
—
Cartes Bancaires Unique
—
✓
Credit Card Unique
✓
—
Dana Unique
—
✓
Digital Wallet Unique
✓
—
Diners Unique
—
✓
Discover Unique
—
✓
Eps Unique
—
✓
Gcash Unique
—
✓
Google Pay
✓
✓
Ideal Unique
—
✓
Jcb Unique
—
✓
Kakaopay Unique
—
✓
Klarna
✓
✓
Knet Unique
—
✓
Mada Unique
—
✓
Maestro Unique
—
✓
Mastercard
✓
✓
Mb Way Unique
—
✓
Mobile Wallet
✓
✓
Mobilepay Unique
—
✓
Multibanco Unique
—
✓
Paynow Unique
—
✓
Paypal Unique
—
✓
Pix Unique
✓
—
Przelewy24 Unique
—
✓
Sepa Direct Debit Unique
—
✓
Sofort Unique
—
✓
Swish Unique
—
✓
Twint Unique
—
✓
Upi Unique
✓
—
Venmo Unique
—
✓
Vipps Unique
—
✓
Visa
✓
✓
Wechat Pay Unique
—
✓
Regions
Checkout.com leads (8 vs 4)
Africa
✓
✓
Asia
✓
✓
Europe
✓
✓
Latin America Unique
—
✓
Middle East
✓
✓
North America Unique
—
✓
Oceania Unique
—
✓
Southeast Asia Unique
—
✓

PayU is best when you...

Global Emerging Markets
Need Startup Friendly
Not available with Checkout.com
View PayU

Checkout.com is best when you...

Global Performance
Need Enterprise
Not available with PayU
Need Instant Sandbox
Not available with PayU
Want coverage in Latin America, North America, Oceania, Southeast Asia
PayU doesn't cover these regions
View Checkout.com

Frequently Asked Questions

What is the difference between PayU and Checkout.com?
They share 7 payment methods and 4 regions. PayU adds Bank Transfer, BLIK, Buy Now Pay Later and 5 more that Checkout.com does not list; Checkout.com adds ACH, Alipay, Bancontact and 25 more that PayU does not list; Checkout.com also covers Latin America, North America and 2 more; only PayU offers Startup Friendly.
Which is cheaper, PayU or Checkout.com?
PayU has published rates from 2-3% (varies by country); Checkout.com has published rates from 2.3-2.9% + $0.30 (typical). Headline rates exclude fixed per-transaction fees, FX and chargeback costs, so model your own mix before deciding.
Where can I use PayU and Checkout.com?
PayU lists 4 regions and 15 payment methods; Checkout.com lists 8 and 35. both cover Africa, Asia, Europe and 1 more. Check the country list on each profile before onboarding — regional coverage is not the same as local acquiring.
How do PayU and Checkout.com compare on integration and settlement?
both offer a sandbox; both support webhooks; PayU settles in 2 business days, Checkout.com in 1–3 business days.

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